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 Personal Loan - V2, which banks offer the best deal?

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wtan18
post Aug 8 2013, 02:53 PM

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hi guys im earning 2.2k a month and want/need to apply for a personal loan..

anyone able to help?
wtan18
post Aug 8 2013, 03:21 PM

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QUOTE(yklooi @ Aug 8 2013, 04:16 PM)
try this for info
http://www.rhb.com.my/loans/personal-finan...rsonal_how.html
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thanks but the problem is i only have epf for 3 months only...do u have other suggestions?
wtan18
post Aug 8 2013, 03:31 PM

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QUOTE(yklooi @ Aug 8 2013, 04:25 PM)
hmm.gif I think no harm trying-lor....cos there are more criteria to evaluate than just your EPF statement. just example, they can lend you less if they wanted to.
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the other catch is i get cash cheque from company for salary meaning i go to public bank and cash out the cheque over the counter . so the salary in not credited into my bank account (maybank). this i believe is a problem if they need to check bank statement.
wtan18
post Aug 8 2013, 03:46 PM

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QUOTE(yklooi @ Aug 8 2013, 04:39 PM)
got any way (documented proof of at least 6 months) to convince the bank that you got a steady income that you can pay the loan?
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well the last company i work for even worst work so long epf and socso also never deduct. and no appointment letter..

this current one im at (4months) all okay. just that ive only been there for 4 months
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