Im oweing credit cards about RM12k. Personal loan needed to settle one short in order to save some interest. Any bank now doing promo?
Personal Loan - V2, which banks offer the best deal?
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 Aug 3 2012, 11:42 AM
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30 posts Joined: May 2010 From: Kuala Lumpur  
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Aug 8 2012, 10:20 PM
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30 posts Joined: May 2010 From: Kuala Lumpur
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QUOTE(backspace66 @ Aug 6 2012, 09:43 PM) I suggest a balance transfer if you intend to settle it within 1 year,max 2 years.You can get low interest or no interest for some bank for a certain period. Thanks for your suggestion! However, Balance Transfer need to apply a credit card from that bank 1st right? I tried apply a new credit card thru few banks however my application was rejected. Will it be the same result if I apply for balance transfer?   |
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Aug 9 2012, 11:04 PM
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30 posts Joined: May 2010 From: Kuala Lumpur
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QUOTE(androool @ Aug 9 2012, 10:44 PM) My guess would be probably so as it is also an unsecured credit facility. But don't let that deter you but you should try to figure out the reason by visiting BNM and obtaining your CCRIS report. Ok ! thanks for ur suggestion ! will find 1 day go downtown to do the necessary ... Thanks ! |
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