Dear All,

Can I borrow Personal Loan amount up to 25,000 from any bank base on the criteria below:

Salary : 4250 (Gross)
Commitment : 1080 (Housing Loan)
Credit Card : Limit 18,000 (Outstanding less than 3,000)

I wish to take only up to 36months tenure.

Please advise which bank do offer this package. Thank you.

How fast the money will be disbursed from the date we submit application? I need to estimate when should I submit the application to ensure receive the money by the date I required..

I don't plan to apply too early because do not want to make repayment early. That's the reason I need to calculate the best time for submission.

Thanks for your advise.