QUOTE(cawan15 @ Feb 7 2012, 03:08 PM)
thanks, im considering used car. vios maybe?
[QUOTE]Yes hp loan still cheaper
Personal Loan - V2, which banks offer the best deal?
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 Feb 8 2012, 12:12 AM
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#1
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Junior Member
431 posts Joined: Dec 2007 
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Yes hp loan still cheaper |
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Feb 27 2012, 09:57 PM
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#2
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Junior Member
431 posts Joined: Dec 2007
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QUOTE(sam0919 @ Feb 27 2012, 11:58 AM) looking for personal loan 6k facilities...except alliance bank ..can any other bank contact me? urgent. no ccris issue. monthly salary 3.8k. have 3 credit cards. and i restated again. NO CCRIS ISSUE. thanks try bank rakyat online applicationAdded on February 27, 2012, 9:59 pm QUOTE(fjoru103 @ Feb 27 2012, 08:48 AM) Hmm new to this guys and gals. dont know about alliance bank but bank rakyat does offer lower rate compared to other banks.. you can apply even if you are working at private sector...Can I verify that alliance bank and Bank Rakyat are the banks with lowest interest rate for personal loan? Does Bank Rakyat only applicable for goverment employees only? This post has been edited by rayzel: Feb 27 2012, 09:59 PM |
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Feb 28 2012, 12:18 PM
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#3
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Junior Member
431 posts Joined: Dec 2007
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QUOTE(silkysilk @ Feb 27 2012, 10:31 PM) just wan to enquire, personal loan usually is flat rate or reducing? thx Personal loan always on flat rate as there is no collateral and as such higher risk. Housing oan only can be reducing as the property is an appreciating asset. When flat rate the rate published by bank is not the effective rate. |
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Jun 17 2012, 01:33 PM
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#4
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Junior Member
431 posts Joined: Dec 2007
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QUOTE(rideon @ Jun 17 2012, 11:25 AM) hey guys.. just wanted to.enquire. im looking for a loan of rm20k for kawin lol... hav been working in hsbc cyberjaya for the past 1.6years. salary gross at 1.9k. pls do help me. thanks in advance Bro,Although getting marry is good, but please do not burden yourself by getting a personal loan. After getting married, your expenses will increase a lot and you will have problem in paying back the loan. Save more from current pay and do cashflow projection with you girlfriend or fiance. When you guys are ready then only get married. Believe, getting PL for marriage is not good at all. Get marry when you can afford it. |
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Jan 29 2013, 01:33 PM
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#5
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Junior Member
431 posts Joined: Dec 2007
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Just to share that Bank Islam give special rate for personal loan to those applicants that have membership in Malaysian Institute of Accountants. Got mine for 3.3% EIR
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