hai all, im a newbie at loan and i wanna ask sumthing about car loan, i hope sifu2 can explain to me...

im interested in 2nd hand car, Honda Civic Eg6, price range is 40k, from other information, bank will not loan for an old car, but personal loan can, can i get 40k, and pay for 6-7 years, and still can go eat2 at mcd? or im absolutely wrong about this, hehe, help me sifu!