is asb loan considered a personal loan? because i have opened as asb account last march and now trying to get the real personal loan but got rejected from a few banks dont know what the reasons are. Currently my salary is 2.5k and i have a 30k asb loan and 1 cc. When do you guys think is the good time to re apply personal loan.

tq

Loan approved by Bank Rakyat earlier today, they want me to submit EA form. But i never got one. Ask from HR, deng so simple only the form, just fill in salary, allowances and EPF deduction. Is that it for EA? no need to endorsed by LHDN? btw my salary below 3k. tq

aiyooo now the banks wants BE form.. How to do? anybody? loan already approved but they still wanted this form before disbursing the loan. help!!

Ive go to the bank. And it is all approve. Sign all the agreement already. Open a savings account, submit ea form all done. Ive also argued with the officer saying i am not paying tax. How should i have a income tax file? Tommorow i will go to LHDN and ask them to open up a file for me.If cannot i want at least some clarification from lHDN so i can show the officer regarding my situation. Is it possible not paying any tax bit have an income tax number?

How long usually banks take to disburse the money after all the agreement signed? Tq