any personal loan officer can help.

wish to get personal loan with MOA more than 10x salary and pricing should be max 6.5%. current salary 5k and wish for min. MOA of 60k.

monthly commitment = 1 car (1k) & 1 cc (300 i.e. 5% credit limit of 6k). total commitment will be less than 70% gross income and/or net income, including the new personal loan commitment.

so far, the highest bank can offer is 10x salary (Bank Islam). looking for better MOA offer from other banks before signing the LO.

thanks