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 Personal Loan - V2, which banks offer the best deal?

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nikqlate
post Mar 6 2012, 02:23 PM

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just want to ask.... my salary rm2400.... got two apartment and 1 car loan already... i bought 1st apartment 2010 and 2nd 2011 and car this year.... got no credit card... can i apply for personal loan.... last year i have try easy rhb but rejected... if can ... how???? not much only rm15k... for 3 or 4 year....
nikqlate
post Mar 7 2012, 08:49 AM

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QUOTE(kenshin1 @ Mar 6 2012, 06:09 PM)
sorry bro, no banks


Added on March 6, 2012, 6:09 pm
bro, ur salary, cash or cheque, got their "epf"?


Added on March 6, 2012, 6:12 pm

i think it's commitment problem....
2.4k income, 2 apartment 1 car....
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but bro that my basic salary... my OT per month double my basic salary....
nikqlate
post Mar 10 2012, 01:39 PM

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QUOTE(kenshin1 @ Mar 8 2012, 09:16 AM)
bro, the process of gov loan will take at least 20 days.. are u a mnc?glc?gov? y u goin for mbsb?


Added on March 8, 2012, 9:19 am
so? cos bank dont look at it.....but there is a way,declare ur income tax...get ea form, do e failing, hv to pay more? or refund?  get the receipt, very important....
so next time when u wanna apply, dont use payslip anymore...use income tax...then bank wld take ur OT as ur income..
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my incame tax per year more than 3k ... done everything u said.... but still rejected....

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