Currently Kuwait Finance House will be the best
Interest 4.9% Payout 100% without any hidden charges.
Which means you apply 10k get 10k

I receive my loan already       

deem fast citibank...
(I know, I know... it because that they are using my own credit limit... but it still fast mah.... monday 11PM apply and get the loan on wed after lunch)

High， eonbank and standard chartered offered 3.33% and 2.99% respectively.

for those agency that take consultant fees from customer...pls shut up.. i dare to say that, u guys dont knw all banks ploan policy...let me expert tell u...

for those scb 2.99%, citi 4.99%.. those are cash on call..take money from ur credit card and hving low int installment to pay back... it will lock ur credit limit..this is for those who hv their cards and low outstanding, and just wanna use some cash for own purpose...that possible will do...
BUT: cards are near to limit already, u cant even do cash on call...that's y u need ploan..the t&c is, u own their cards, but not like SOME people say about FD..pls dont misunderstanding..

for business man...pls dont use cash on call.. cash on call is for emergency use only...pls apply for ploan first..if u r sure that ur business is not risky..besides, applying ploan,if ur cards are near to limit,ploan will b hard to approve..

cash on call/ dail for cash is different with ploan...
cash on call will lock ur card limit, 10k limit,take out 5k..available limit only 5k...B: 10k limit take ploan 10k, available limit still 10k.....

pls understand people.. dont listen to "people" but listen to expert...consultancy is not expert at all, wat 10 banks..they just submit to around 5 only...submit like regular customer..nothing special..they dont even knw insider, even they knw, insider also cant do anything, u r applying with BANKS , not AH LONG...insider no use,still hv to follow rules...