Im looking for the lowest personal loan

i dont hv any bad record at the moment... first time applying for personal loan... any recommendation?

4k++ salary working with public listed company.... Commitment only for my car loan... But dad is paying becoz mum is using the car..

hi,

currently urgent need to get personal loan, what's is the lowest rate currently? any recommendation? need to get 15k loan, with salary 4.5k.

thanks.

Hi Lye, which bank you have ended up with?

Did they tell you why? 

what is the lowest rate around for private sector? salary rm2k. Please share the rate and bank name, I'm looking for 10k. thx

Hi, Could i get some advise which at the moment having lowest interest rate. Package which not direct deduction from month salary...

Current salary : 6000++
Commitment : car installment around 700
Loan amount : 30000
Duration : 3 year (Will clear it off asap)
Reason for loan : Need cash for wedding

Thank you!!

hi guys,

My Aeon loan approved.   

Anyone applied citibank ready credit paylite loan before??

it depends on your CCRIS record and etc etc.. i think mine coz because i have other loan as well.. like a mortgage loan..

other than that.. which branch u applied?

That's what I thought too, but since the loan officer asked to try RM60k, so why not I thought.
My case is like this, I might need this emergency fund of RM30k sometime in September, but I'd really like to repay the loan off this year (I got a lumpsum of money coming in end of the year), however if I apply for 6 months P/L, my commitment will seems higher at like atleast RM5k a month, so I planned to get 3 years P/L of RM30k but settle it in 6 months.

Wah...

which bank u got? what is the rate?

wahh.... your CCRIS is ok ? i think want to try also.. 

my CCRIS records bad 

how to apply for business loan and maximum how much can go? what criteria need to fullfil? what document needed and maximum can loan how much?

what about those self employed? securities? eg? property?

minimum how much bank will borrow? half million?

i came across hlb for their iou pl. offers quite good, interest 9.6%. 9X of my salary.
is it gooding?
any reviews for hlb?

Hi, guys. Appreciate if anyone could advise me on my 1st PL application.

Briefly, I'm earning ~rm38k per year beginning this year Jan 2013. I've an Aeon Express account (bought washing machine & fridge last year, have another <rm500 left to settle soon ).. and have car loan approved by maybank in April ~rm57k. Both of these commitments paid earlier than due date, never missed at all.

Yesterday morning, I applied the Aeon PL for rm15k for 3years (~rm540 monthly at 0.84% rate). Since I'm already a member and have good record, this morning got an sms from them stated my loan approved and require my bank book, IC etc.    So fast! So, I called them to confirm appointment time, but sadly they approved only rm5k. Is it normal for not getting the amount requested? They said I have high commitments. Gotta see them tomorrow for further details.. 

I don't have ptptn, never applied any loans other than the two things mentioned above. Am I missing something here, or should I go for another bank? Salary bank is rhb, CC is uob.