i think third party personal loan is very high interest la bro .. But since you dont have a permanent job / income for the last 6 months its no wonder you cannot get any loan . I dont get what you mean by pay back less than rm200 but if you mean u borrow rm5000 but pay back rm5200 then i dont think any other third party loan company will offer such low interest its like 4% .. Another way is to sell off your valuable belonging , that away at least its not liability anymore

This post has been edited by jie88: Dec 9 2012, 12:57 AM