Tried to apply for Standard Chartered Cash Loan. Asked to sign a form and re-faxed a photocopy of IC and the form with my signature on it back to them. Few hours later received a SMS which said "Application Decline" without any reason what so ever. At least give a reason laa....So that I know if I am blacklisted due to someone using my name or IC to do loans and stuff. Sigh...Hope they don't use my IC to do other stuff.