Personal Loan - V2, which banks offer the best deal?
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 Nov 9 2011, 10:38 PM
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#1
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Junior Member
15 posts Joined: Nov 2011 
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i just got stuck with bank islam home loan..the bank exceeded the 3+1 s&p period.... due to that owner wanna charge me 4% per day ....
the house only 88k ... i'm thinking taking personal loan which public bank offer me with 5.2% flat rate so that the owner dont charge me the interest due to bank late... what u guys thinking ?  Personal loan (5.2% interest ) for 20years...installment rm 950 .... what if during 10th year of paying, i want to make settlement ...how much more i need to pay ?? really need help here ....  |
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Nov 10 2011, 11:11 AM
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#2
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Junior Member
15 posts Joined: Nov 2011
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ya ...i'm gov staff...
how they actually calculate it ? my loan 100k @ 5.2% ...installment rm950 20 year = 220k after 10y i've pay = 114k at this 10 year, i want to settlement = how much i need to pay ?? any opinion ?? |
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Nov 11 2011, 04:01 AM
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#3
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Junior Member
15 posts Joined: Nov 2011
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QUOTE(Eng_Tat @ Nov 10 2011, 05:41 PM) house loan or personal loan? Pl 5.2% eir is like 9.77% after 10yrs still got at least 72k outstanding where else if house loan after 10yrs with 950 @5.2% (you can get better rate) left like 18k. so pls find some other bank to finance the house Eng Tat,   my house loan the bank offer BLR -1.95% ..happen to be rm850 monthly for the period of 20years personal loan the bank offer fixed rate at 5.2% ..happen to be rm900 monthly for the same period. ....... the problem now the bank has been late respond on my house loan n exceeded the 3+1 period.... i've charge 4% interest from the owner... need to settle it fast .. what do u think ? any opinion .... |
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