Hi,

I would like to enquire a few things. I have a few credit cards with max limit already. Total credit limit is about 110k. So i had my credit card restructured into some sort of a EPP term loan so that my commitment and repayment wont be that high. The problem is I want to apply for a PL (50k) to knock off some debts and another PL that i have. When I try applying the PL from banks, every time sure will get rejected. So i asked the bank why and they say because i have previously apply for past few loan and the application got rejected so thats why they also reject.

Is there such thing?

Looking for personal loan of 50,000k.
any bankers here pls pm me asap. thanks