Hi guys, I am new here as a member but have always been reading the posts which are quite informative which lead me to post a topic here since i realised i would be able to get good guidance, 

i am working as medical officer, already got my penesahan dalam jawatan 1 year ago, basically this august will be 4 years in service.
my net pay per month around 4.7 k. after epf and income tax deduction.
my income from locum which i do permanently would be around 2 k plus( i have the payment vouchers and letter saying i am doing ermanent locum)
my car loan is under cimb (1.5 k /month , 9 years loan ) been paying on time since last may  , when bought the car.
i have about 50 k in AS1M and  5 K in ASW2020. dont own a property , plan cancelled since now i need to help sponsor my siblings to study medicine.
Now my question is where is the best place to get personal loan?
if i do get a personal loan, how much u think can be approved? you think it is possible to get 100 to 150 k for 10 years tenure?
and say i do get my loan approved for 100 k , u think i will still be able to apply for housing loan? my EPF 2 nd account not touched at all.
was offered credit card but i rejected and applied myself, just got maybankard 2 amex and visa 1 month ago.no outstanding amount .

any feedback would be much appreciated . Thanks

hello guys. been trying to get PL for the past month, have been unsuccessful so far. Mainly because i dont have CC. because i've been paying everything with cash. 

i've got HL with CIMB. but now i need rm20k PL. tried Bank Islam, CIMB, Maybank, OCBC, OUG, Standard Chartered, Hong Leong, so far no luck.

even tried fast cash also still unsuccessful.