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 Personal Loan - V2, which banks offer the best deal?

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carterlim
post Jul 28 2012, 11:53 PM

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QUOTE(ahmadmaghfur @ Jul 28 2012, 04:59 AM)
hi agents. im looking for a personal loan offering the lowest rate in town. my net salary is 9k and year end bonuses is typically at least 6 months and during good times can go as high as 12 months. i have a lot of credit card debt however and i need to consolidate this into a personal loan. looking at around RM60,000 personal loan with a 2 years tenure. can anyone there help where i can apply asap please. agents welcome to PM me on my inbox. however of late due to urgent cash flow needs i have been missing my monthly credit card installments around 2 months behind schedule. hope this would not be a problem
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I'm banker from 1 of the foreign bank. Currently I'm believe tht our profit rate is very attractive, reasonable and fully Islamic comply to syari'ah principles. If current mth hv 2 mths in arrears is hard to get personal financing but try to make it to 1 mth in arrear instead to get high chances of approval. Kindly text or contact me at 012-3063997 for further details. Tq!


Added on July 29, 2012, 12:01 am
QUOTE(ciahcra @ Jul 27 2012, 04:17 PM)
my loan application was rejected by Hong Leong sad.gif

should I try for other banks, or wait first? because i heard someone said if your loan application is unsuccessful, you have to wait 3 months...
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I suggest you go to bank negara print out your CCRIS report to knw your payment record is well conduct or instead. I'm banker from 1 of the foreign bank and our rate is attractive. Pls drop me an MSG to carter.lim@hotmail.com. Tq!

This post has been edited by carterlim: Jul 29 2012, 12:01 AM
carterlim
post Aug 1 2012, 10:17 AM

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[quote=darkvader1203,Jul 31 2012, 10:18 PM]
Hi all,

My name has been sent to ccris cz i had some issue paying my PL two years back. I had three month outstanding that time cz i was unemployed but after got a job i have settled the outstanding and have been making prompt payment.

My PL was with CIMB and they have put under the special attention list. However, i have settled the total amount last week and i have received the release letter from them.

I would like apply a person loan for RM20,000. Is it possible?im looking for repayment within 3years? which bank to opt for?

My basic salary is Rm2.7k and i have no commitment at all.
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Current Employment more than 1 year ? Permanent or contract staff?
carterlim
post Aug 1 2012, 04:20 PM

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Can apply provided that your current employment more than 1 year and permanent staff on this company and degree cert depends on case to case basis.

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