hi. am a teacher with an annual income of 36k. whats the best personal loan out there for gomen staff? bank rakyat i-aslah? 3.3%?
might be taking 30k for 3 years tenure. huhu

thanks

halo. am new to personal loan. just took out a 3 years personal loan with bank rakyat. and boy did i screwed up (or did i), forgot to ask thoroughly the loan and just found out that it uses a floating rate.

at 1st i sign up i only look up on the 2.36 interest. but since it is floating, it can be raised up to 4.5 percent max.

the monthly payment is still based on the 2.36 interest rate, but the outstanding balance show at my account is based on the 4.5 interest max..

so am i screwed? (last2 pay up 4.5 interest, if the interest do change to that figure though)