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 Personal Loan - V2, which banks offer the best deal?

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arizz45
post Jun 13 2013, 11:22 PM

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hi, im new here.

after reading most of the posts, feel like sharing. ive been reading about pl lately. went to few banks to get some ideas on procedures and repayment.

i just started my current job(private sdn bhd comp.) in january'13, confirmed position in may'13. basic 2.9k, +200 fix allowance, +100petrol.

never used cc, car loan already 2yrs, 900/mth. ccris got 11111111. this week submitted 2 pl application via ambank and uob bank amt 15k. i applied together with cc application each. is it a right move to apply pl + cc at the same time?
at one time 2 loan applications from diff banks some more?

please advise, what are my chances? if both reject, should i consider applying pl from bank where i got my car loan? or is that what i should do at the first place?

+info, im single and staying with parent.

This post has been edited by arizz45: Jun 13 2013, 11:37 PM
arizz45
post Jun 14 2013, 12:05 PM

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QUOTE(mrsmytb @ Jun 14 2013, 10:23 AM)
ccris record 11111111 = bad.

if you want to take personal loan, bank will use your ccris record as reference. So, plz make sure you pay your car loan or other loan within time period ok.
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thanks for your comment..!

my salary credited after due date thats why, they cannot consider at all ? what to do now... haishh..

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