which bank offer lowest interest rate for non gov staff? fyi my company also has no panel bank.
looking for loan around rm10k. my gross income rm2.1k.
thanks.
Personal Loan - V2, which banks offer the best deal?
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 Dec 27 2011, 03:26 PM
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#1
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Junior Member
111 posts Joined: Apr 2009 From: Selangor  
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Dec 28 2011, 11:52 AM
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#2
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111 posts Joined: Apr 2009 From: Selangor
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QUOTE(hidekoywk @ Dec 27 2011, 07:08 PM) same question: do you have credit card, or any loan records more than 1 year? that is the basic requirement to apply for personal loan. if you do, i think my bank can offer you one of the best rate in town.   using credit card for around 6 months only with 1.3k outstanding. paying rm150 every month. which bank? |
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Jan 6 2012, 09:06 AM
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#3
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Junior Member
111 posts Joined: Apr 2009 From: Selangor
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what is d meaning of "The actual rate charged will be calculated on a monthly reducing balance basis".
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Jan 28 2012, 02:08 AM
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#4
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Junior Member
111 posts Joined: Apr 2009 From: Selangor
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QUOTE(kachun_liew @ Jan 28 2012, 12:25 AM) hi guy ! i want to apply loan about 15k .anybody can suggest me .. unless u work in gov sector, then forget it but my basic 1.6k.currently have car loan only.no cc.no home loan..tq  |
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Feb 1 2012, 12:40 AM
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#5
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111 posts Joined: Apr 2009 From: Selangor
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QUOTE(gun7 @ Jan 31 2012, 10:08 PM) hi guys, im looking for PL 40K 40k? forget it.from private sector with 2k salary, fresh grad no other commitment, no card credit. i wonder which bank provide since im from private, hard to get and how much interest rate? thanks |
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Mar 6 2012, 07:56 AM
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#6
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Junior Member
111 posts Joined: Apr 2009 From: Selangor
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just call al-rajhi, the cs said minimum 2k salary, still can get 5xgross salary and not 5xnett salary. anybody al-rajhi staff/agent here?
interest 7.25. promo, if apply this weekend around 6.8 something. |
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Mar 19 2012, 02:41 PM
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#7
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Junior Member
111 posts Joined: Apr 2009 From: Selangor
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QUOTE(chadmus_ska @ Mar 19 2012, 01:07 AM) nowdays,some applicant apply the personal loan to use for their marriage..imho this way is not a wise decision because new married couple will need a lot of cash after their 'kenduri' rather than splash the cash to organise grand wedding 'kenduri' especially malay..in the end it wilk be a burden for them to start their new life with huge debt .. its not for grand wedding la..just to pay duit hantaran..mahal ma sekarang  |
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Aug 14 2012, 11:54 AM
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#8
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Junior Member
111 posts Joined: Apr 2009 From: Selangor
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for private sector and non panel,try al-rajhi. one week to get my PL app approved inc disbursement. max 5x gross salary, 7.25%, start pay 1st nov.
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