hi agents. im looking for a personal loan offering the lowest rate in town. my net salary is 9k and year end bonuses is typically at least 6 months and during good times can go as high as 12 months. i have a lot of credit card debt however and i need to consolidate this into a personal loan. looking at around RM60,000 personal loan with a 2 years tenure. can anyone there help where i can apply asap please. agents welcome to PM me on my inbox. however of late due to urgent cash flow needs i have been missing my monthly credit card installments around 2 months behind schedule. hope this would not be a problem