i need a personal loan at aroun 3k-5k..

i just try to apply from Easy-RHB.. at first the guy say i can get the loan, at least 4k after he see my EPF statement.. but suddenly after i came back next day to give the document he wanted, he straight away say i cannot loan any money  because my EPF record not so good..   

it ok.. then i try to go at Aeon credit, same happen to me.. the girl say according to my record , i can have the loan at maximum of 5k. then yet again my loan only approved 1.5k. then i just straight away reject it as i need more.. 

third i try apply from CIMB - Xpress Cash-i.. again.. the officer see my record, then he say can loan, maximum only 5k as i dun want any guarantor. after all docuument submitted, my loan was rejected again.. 
if there any other way i can get personal loan? i just need 4k for personal reason.. if anyone can help, just PM me..  

i provided a bit about my detail as reference if got anyone can help. (i want legal, dun care either bank or credit service)

Basic Pay - 1300 (not included allowance and OT)
work more then 1 year already, but only past 4month as permanent staff (before was not permanent)- i can provide payslip since my first month work until now together with EPF statement..
if can pay back less then 200 is great!