Would like to apply PL due to some personal issue. wonder how's the approval rate will be.

about a year ago, there are some late payment issue in my car loan an PL. However, those loan had been settled on time. will this iccident take in consideration during loan process?

currently no any loan holding on hand beside CC with CL 7k. Been apply for cc from other bank recently but rejected, reason is I am holding 2 cc. The real fact is only 1 bank CC is holding, another bank CC had been cancelled years ago but with little credit inside (bank owe me $$$) cause I pay a little bit more that time. Will this affected my loan application?

Also, any bank offer good rate in PL? i need ard 8-10k with repayment period of 36months. my salary is rm3k with allowance.

any banker there please pm me. thank you.

This post has been edited by Sp1cega1: Sep 25 2011, 09:37 AM

wat early then sep 2010? the cc or the loan issue? loan issue had happened in year 2009. No need CC la...

how to apply the alliance PL? can apply online?

Just noticed HL offer 6.99% but amount abit lower. Not decise yet.. need to do more survey and analyse 1st. Anycone know about Al-rajhi bank? I hear it is 7.5% with 1.5% rebate....

Kenshin1, let me consider 1st, i will contact you later.