Personal Loan - V2, which banks offer the best deal?
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 Aug 26 2013, 09:48 PM
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#1
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Junior Member
83 posts Joined: Sep 2008  
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which bank offer the lowest interest rate?
10k for 3 years. salary 2k only. what i found on imoney the lowest interest seems to be Alliance, 7.88% tried to search about Alliance PL on other forum but no ppl talk about it, i wonder why?  Maybank 8% but only for salary above RM2.5k.. |
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Sep 10 2013, 08:34 PM
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#2
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Junior Member
83 posts Joined: Sep 2008
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it is possible to get any bank personal loan if my ccris is blank?
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Sep 12 2013, 11:39 PM
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#3
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Junior Member
83 posts Joined: Sep 2008
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QUOTE(Ken_HP @ Sep 10 2013, 11:20 PM) If not mistaken AEON doesn't require ccris record...interest rate sky high actually i tried to apply AEON last week, the interest rate is okay, about 8.xx%,   but they rejected me because my office doesn't have fixed line.. now trying UOB..waiting for result..thinking to try on Hong Leong/RHB as well..but interest rate higher  QUOTE(nelanga @ Sep 11 2013, 08:25 PM) Hi thanks for sharing me your experience. but what i meant is i never apply any credit card under my name or any loan I would like to share ny experience. Today I just received credit information from BNM. Im requested via mail since I far away to BNM branch. I blacklist ccrad and settled already since Feb 13. Then aftrt 6month, it is Sep 13. The credit information shown I was clear and no debt. Im trying Personal Loan to Maybank and it aproved. So this means rest period after settlement is yes 6mth. And all last record Sep 2012-Jan 13 also blank. However, If you pajak to ar-rahnu it shown under list loan. Just share my xperience  My saving http://brunialamira.blogspot.com it's too clean. |
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