Aug 20 2012, 10:55 AM
QUOTE(valkyrie5034 @ Mar 29 2012, 01:09 PM)
I just received a phone call from someone claiming to a Standard Chartered bank officer who wants to offer me personal loan.
They require a photocopy of my IC before they can check how much I'm eligible to borrow. I declined the offer and they asked me to call back the number if I reconsider.
This is probably a scam since the person was speaking in Mandarin. Here's the phone number +6052207933 for reference.
Whoever call you from Stand. Chart offering personal loan should be a scam. This is the trick they often use. They tell you that the PL is a reducing rate. And the rate is 9.9%.They require a photocopy of my IC before they can check how much I'm eligible to borrow. I declined the offer and they asked me to call back the number if I reconsider.
This is probably a scam since the person was speaking in Mandarin. Here's the phone number +6052207933 for reference.
However, the rate they told customer is actuallly a flat rate 9.9%. Converting to effective rate, it is 18.x %.
I don understand how SC explains their product. If customer is interested in reducing loan, they should tell the customer the effective rate instead. This is the biggest scam of all PL product.
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