If case like this, you can only apply personal loan with 3 criteria below

1) Business registered more than 2 years
2) Attach with Borang B 2011 ( Income Tax)
3) Annual Income at least Rm24k

Anyhow, it's subject to approval from Bank.
(Not included your monthly commitment and payment record CRISIS & CTOS)

Else all u can do just find loan shark. Thats the only way if you don't have any income doc.


Best Regards
Chris Chin
HLB Personal Financial Consultant