Hey,
Thinking of getting Personal Loan.

Age: 27
Private Sector MNC
Basic Salary: RM 6,600
40% commitments with bank.

thinking of getting 50K PL to reduce my current debts to 10% commitments with Bank. I'd like to get about as max tenure as possible, preferably 10 years.

So, any good advise?

Hi,
I'm pretty confused with all this loan stuff but i'll make it clear of what i need to know.

I'm got recently employed and i want to take a personal loan. What kind of documents do i need to supply and which banks are good with their loans. I earn about Rm2500. I was thinking about taking about Rm10,000. Am i eligible?

can anyone help me with personal loan(RM10k)?
Age : 23
Private Sector (SDN BHD company)
Job: IT Executive
Basic salary :RM2.2k
No commitments yet
Can i get loan?

Sedih lah like this, so hard to get a loan

I need pro to help me with personal loan from bank .
at first i walked into RHB to check out my epf statement , and apply with easy loan after 2 days.
i try loan with 30k with 48 months . But system came out with a result decline .
and they told me to try again next month with smaller amount .

and so on i try with Alliance Bank
the banker collected my 6 months pay slip and calculate the gross income that i have .
i was wondering
MAR - 2212.14
FEB - 2494.54
JAN - 1900.00
DEC - 2240.71
NOV - 2232.14
OCT - 2270.00
he calculate (i dont know what he count)
He gave me an answer decline cause of my gross income not achived 2k a months , it was like 1930.00.
Then he tried another way to apply online , declined too , bcos my car loan is not more than a year , is about half year .

at last i walked in to CIMB with their cash plus finance
i apply 20k with 36months .
result still Pending .

Can anyone help me what`s safe amount to get , and how many months shuld i payback ( of cos not longer time , interest high)
My target amount is about 20k .
(actually i only need 8k , balance is for my sister , she will pay the amount that she get )

My current commitment only car -RM370
I had EPF with average :
Syer majikan - 234.00

syer pekerja - 198.00
My basic is RM1900+100(allow)+200(OT,this will get every month , due to from 5days/week to 6days per week at this company)