Personal Loan - V2, which banks offer the best deal?
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 Oct 21 2011, 07:13 PM
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#1
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Junior Member
107 posts Joined: Jan 2008 
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Does anyone have any idea why my personal loan was rejected? Loan amount RM10,000 and monthly salary is RM4000. No bad credit rating (or maybe no credit rating at all either because this would've been my first loan).
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Oct 24 2011, 10:17 AM
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#2
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Junior Member
107 posts Joined: Jan 2008
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QUOTE(kenshin1 @ Oct 21 2011, 08:57 PM) yup..this is the reason.....as u said... Yes I have EPF deduction and the application was with HSBC. They advised me to go for the type of loan where the bank just looks at your maximum limit for a credit card of another bank and grants you a loan in that amount instead of the loan where you submit your payslips and EPF deduction.if u hv epf deduction, u only can try HSBC.. no other choice..  |
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