Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 Apr 21 2011, 08:02 PM
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#61
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(ronnie @ Apr 21 2011, 08:00 PM) Can we BT from Maybankard2 AMEX balance to CIMB 0% 6-month BT program? YES. Why not? As long as the CIMB BT programme is still active at the time you submit your application. |
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Apr 21 2011, 10:36 PM
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#62
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ronnie @ Apr 21 2011, 10:35 PM) In my CIMB BT application, I put 2 credit cards (Maybank & SCB) in one application form. 1 application form with 2 credit cards will be lumped together into 1 BT account. Will not be joined, combined or added into existing BT account.Would I get A. 2 BT accounts B. 1 single BT account C. join into an existing BT account This post has been edited by David83: Apr 21 2011, 10:37 PM |
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Apr 26 2011, 09:21 PM
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#63
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(davidthegreatz @ Apr 26 2011, 05:51 PM) Maybank 0% BT will expired this 30/4 Of course not OK. It's 8.88% p.a and it's charged on daily basis. BT is still the best deal over this 8.88% thing.Just went there apply a new card and submit the BT form together with the application form...hope can get approved for the BT (0%) . They having new offer for new cards.. "2 Maybankard 2 cards" one is AMEX card and one master card.. Finance charge only 8.88% dunno ok anot... |
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Apr 28 2011, 04:15 PM
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#64
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All Stars
52,874 posts Joined: Jan 2003
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The interest rate for Cash Treat is exorbitant!
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Apr 28 2011, 06:35 PM
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#65
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(davidthegreatz @ Apr 28 2011, 05:06 PM) what is cash treat? Take out money from ATM is called Cash Advance.atm out the credit card money? Cash Treat is like asking a loan. The card centre will bank in the requested amount to your saving. |
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Apr 29 2011, 10:17 PM
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#66
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All Stars
52,874 posts Joined: Jan 2003
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Hey guys, on top of the CashTreats, I disovered a better deal than CashTreats called EzyCash for Maybank:
Fees: Fees & Charges 1. 0 % Interest Rate with 6 months installment. 2. One Time Cash Advance Fee of 3.88% will be charged on the amount approved. The fee will be billed to the credit card account following the crediting of the monies. Applicable to every approved Maybank EzyCash application. URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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Apr 30 2011, 09:42 AM
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#67
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(gerrardling @ Apr 30 2011, 08:46 AM) this method is almost similar to HLB's BT and eon bank call for cash . here is the comparison of interest between them. All of them require a saving accounts with them. Well, I'm just comparing between MBB CashTreats and EzyCash.Mbb: 3.88% for 6 months HLB: 3% for 6 months EON : 2 % for 6 months |
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Apr 30 2011, 09:10 PM
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#68
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(legolas520 @ Apr 30 2011, 08:43 PM) HI all sifu's, 1) YES1) Currently i have 2 cards with outstanding around 10k, (MBB and PBB) is its possbile i BT these 2 (6k+4k) into 1 bank. 2) currently what the best BT could i apply for, i been reading this tread from page 1, and now getting more blurer and blur =.= FYI my per year income more than 30k appreciate could clarify on my 2 question   2) Try CIMB or DA BT if you have cards from them. This post has been edited by David83: Apr 30 2011, 09:10 PM |
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May 2 2011, 11:36 PM
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#69
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ronnie @ May 2 2011, 11:35 PM) This CIMB BT program is getting addictive... every month can put CC payments into FD to earn some interest (should consider mini cash-backs) Make sure you track well if you have several concurrent BTs with CIMB/DA. - very efficient in processing - can pay minimum 5% each month until full balance payment on the 6th Statement  |
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May 2 2011, 11:46 PM
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#70
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(pocketcctv @ May 2 2011, 11:45 PM) I dont really get what you mean Bro.ronnie. I am about to apply BT with CIMB CC that i've got last week. Any special promo at this point of time? This is not a special promo. It's a on-going campaign. So no need to rush for it. |
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May 5 2011, 06:26 AM
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#71
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(shiroikun @ May 5 2011, 05:56 AM) the promorion for MBB BT 0% for 12 months ended right? How come you can still proceed with it? According to M2U, it said so:QUOTE The Balance Transfer promotion for 0 % - 12 months Plan ends 30 April 2011. |
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May 11 2011, 11:24 PM
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#72
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(fenixtx @ May 11 2011, 11:17 PM) a newbie question. Cannot.can i apply BT if i dont have any card with the bank? |
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May 16 2011, 02:53 PM
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#73
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cute_boboi @ May 16 2011, 10:43 AM) CIMB BT, will they snail-mail the statement to us ? For CIMB DA, they will snail mail. Or have to guess/check online (how to check?)Not sure about CIMB. |
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Jun 1 2011, 07:51 PM
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#74
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(bingozero @ Jun 1 2011, 07:38 PM) Thats mean you transfer the balance from maybank credit card to another maybank credit card. Like that also can!  |
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Jun 1 2011, 07:58 PM
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#75
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All Stars
52,874 posts Joined: Jan 2003
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Wondering if can BT from MBB2 AMEX to MBB2 Visa.
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Jun 5 2011, 08:50 AM
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#76
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(imran85 @ Jun 5 2011, 02:38 AM) Sorry guys, but do I have to have the card from another bank first or can I apply for BT together with the new card application? You can apply BT during the new card application. |
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Jun 28 2011, 07:32 AM
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#77
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ronnie @ Jun 28 2011, 12:10 AM) For CIMB BT program, if we cancel the principal CIMB card, do we need to settle all remaining BT accounts in one go ? Yes. You need to clear all the outstanding of your BT tied to the principal CIMB CC even though separate account(s) created. |
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Jul 3 2011, 09:48 PM
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#78
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All Stars
52,874 posts Joined: Jan 2003
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BT is on the total outstanding amount; not on specific or particular transaction/swipe.
Some bank imposed min amount to be BT-ed. |
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Sep 5 2011, 07:13 PM
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#79
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All Stars
52,874 posts Joined: Jan 2003
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Quite a while didn't do BT. Really missed DA BT.
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Sep 7 2011, 07:36 AM
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#80
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(lamode @ Sep 7 2011, 07:31 AM) i assume u put an extra "0" infront of ur AMEX card number in the CIMB's BT form ya? No need to put. Understandable. |
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