I plan to do my 1st BT to MBB from CIMB - 12-month 0%.
Any hidden T&C should I aware of?
Balance Transfer, What is it actually???
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 Dec 4 2011, 12:31 PM
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#81
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All Stars
52,874 posts Joined: Jan 2003 
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Dec 17 2011, 12:34 PM
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#82
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All Stars
52,874 posts Joined: Jan 2003
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I'm more interested if MBB BT promo will be extended too.
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Dec 28 2011, 11:25 AM
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#83
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All Stars
52,874 posts Joined: Jan 2003
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Really hope they'll extend too.
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Jan 2 2012, 12:22 AM
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#84
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All Stars
52,874 posts Joined: Jan 2003
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So both 0% BT promo from CIMB and MBB have been discontinued?
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Jan 3 2012, 08:02 AM
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#85
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All Stars
52,874 posts Joined: Jan 2003
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BT is good for those with tight cashflow and a good cash revolver if used under control!
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Jan 9 2012, 11:09 AM
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#86
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(alex_leo @ Jan 9 2012, 11:08 AM) Hi, is it possible for me to swipe a down payment for a car, lets say RM20k, then do BT to another bank... get 6-12mths 0% interest... then keep transfer to another bank when the dateline is near? Possible but it'll get very messy later. |
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Feb 17 2012, 07:08 PM
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#87
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(l3iTi @ Feb 17 2012, 06:12 PM) citibank card holders...this is workable: This is not an official campaign right? Just a trick or what?login ur account online. send an email thru there. i selected promotion enquiry, asked for BT 0% for 6mths. i asked whether i'm eligible or not.if yes, pls provide me the form. evening 6.15pm, cs called me about this n help me apply  havent finalize yet cos i asked him call me again tml. |
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Feb 19 2012, 08:32 AM
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#88
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(xixo_12 @ Feb 19 2012, 07:28 AM) i have no any outstanding balance with cc, but interested to do BT to my personal acc and use that money for others thing. Not possible. question is.. can it be done? BT is a concept of transferring balance from one CC to another CC; usually not from the same banks. |
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Feb 26 2012, 11:02 PM
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#89
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ruben7389 @ Feb 26 2012, 10:59 PM) I get 0% for my Aeon BT... sadly have maxed it all out already... Citi never offer me also... how can I get it then? Told you that it's only for selected customer. I also didn't get it. Instead, they offer me 0% interest cash advance for 6-month with 5% on-time fee. |
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Feb 27 2012, 08:16 AM
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#90
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All Stars
52,874 posts Joined: Jan 2003
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Well this is not the first Citibank doing promotion on selective customer. Use Citibank for < 1 year and I'm not selected for 2 promotions.
First was the bill payment thing and second on this 0% BT. |
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Mar 5 2012, 08:12 PM
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#91
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(sono_laa @ Mar 5 2012, 02:23 PM) just want to ask otai's n sifus here... BT doesn't work on single CC.i have maybank cc bill of more than 4k. thinking of clearing it up, but better make BT with additional gift.. any suggestion, should i just pay 4k, make BT, or deal maybank to arrange 0%... not quite understand BT pros You need another CC from another; for instance, HLB in order to BT from MBB outstanding to HLB in order to enjoy longer repayment period at low cost. |
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Mar 11 2012, 09:43 PM
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#92
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All Stars
52,874 posts Joined: Jan 2003
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Citibank 0% BT is so "dangerous".
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