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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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zhnafisal
post Feb 20 2013, 04:07 PM

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HI need help!

Maybank rejected my application for Maybank2Cards.

My other options are Mach by Hong Leong and UOB One card.

Which one is the best for personal use? More cash rebate ?

Im already using Petronas CIMB gold for petrol rebates. Hope any of you can help me since it's my first time applying CC.

Thanks!
zhnafisal
post Feb 20 2013, 04:11 PM

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AS mentioned from the MOD, here's the proper template

Hi there..kindly please help me regards on this:

1. Annual Income: RM34500

2. Free Lifetime Annual Fee: A Must

3. Card required for: Shopping/Dining/Groceries/Travels

4. Existing credit cards if any: CIMB Petronas Gold

5. Looking at CC from: any bank except Maybank

6. Others: nil

Thanks..
zhnafisal
post Feb 21 2013, 08:56 AM

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QUOTE(fly126 @ Feb 21 2013, 12:59 AM)
Your 1st Credit Card  App, how about Your CIMB Petronas Gold not Your 1st CC... hmm.gif

UOB One Card-It's A Pure Cash Back Card You can Enjoy:
Cash Back ON:
* 5% for Petrol (Limited to Total Purchase of $400-Classic card /$600-Platinum card Per Month Entitled for Cash Rebates, Cash Back capped at $20 & $30 per month)
* 5% for Cinema at GSC only
* 2% for Groceries (Limited to Total Purchase of $1500 Per Month Entitled for Cash Rebates it capped at $30 per month.)
* 2% at Pharmacies
* 2% for Telecommunication Bills (Limited to Total Bill of $300 Per Month Entitled for Cash Rebates)
& 0.3% for all Other Purchases...

Although HLB's Mach Card got More Cash-Back Categories (Choose 1 for Free...12 All's from Movies to Dining):
For Details: http://forum.lowyat.net/topic/2421215
But, Need to pay RM5 every 3 months to enjoy additional categories of CashBack of the Card !
Maybe You can try to Consider for OCBC Titianum Card the Best Card so far, but with min. income of $36,000 p.a sweat.gif
http://forum.lowyat.net/topic/2703542
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hehe applied cimb petronas randomly and didnt expect to get approval so fast. but that's for work... now im looking fora personal use... UOB should be ok then?

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