Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

views
     
langstrasse
post Mar 26 2012, 11:06 PM

~ Have a Vice day ~
******
Senior Member
1,588 posts

Joined: Oct 2010
1. Annual Income: About RM60K
2. Free Lifetime Annual Fee: No
3. Card required for: Petrol, Dining, Cash Back/Rebate, Hotels, Overseas Transactions
4. Existing credit cards if any: Nil.
5. Looking at CC from: Any bank with large network of branches

6. Others: I don't have a credit card at the moment. I'm looking to have one just in case especially for use during travel for work purposes - to local and international destinations. I travel for work about 5-10 times a year. Other than that the card will just be used for occasional expenses. Mostly will be used for petrol and dining.

Monthly expenses will almost always be less than RM1k

Please advise ! Thank you smile.gif
langstrasse
post Apr 1 2012, 01:07 PM

~ Have a Vice day ~
******
Senior Member
1,588 posts

Joined: Oct 2010
QUOTE(Human Nature @ Mar 27 2012, 12:00 AM)
May I suggest you to look at Maybankard 2 cards
http://forum.lowyat.net/topic/2248196

5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.

5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
*
Thank you for the recommendation. I'm currently reading about Maybankard 2 cards, looks interesting but I'm not sure I really need 2 cards.

Any other similar cards that I can look into ?
Thanks smile.gif
langstrasse
post Apr 3 2012, 10:23 PM

~ Have a Vice day ~
******
Senior Member
1,588 posts

Joined: Oct 2010
QUOTE(Human Nature @ Apr 1 2012, 01:12 PM)
The maybankard 2 card is actually a combo, whereby you only have to pay one GST (RM50) for two cards as a principal holder, if that is your concern. Looking at the benefits, most of us here mainly use the AMEX, while its visa/master card only serves as a spare  smile.gif


Added on April 1, 2012, 1:14 pmAlso, you stated that you travel quite often, thus the visa/mastercard may come handy due to its attraction lower conversion rate.
*
Okay thanks for the explanation. I actually just wanted to have another alternative to consider and weigh against this option. So I looked at a few other bank CCs, but haven't really found a similar offering.

So I guess your advice is quite right thumbup.gif

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0162sec    0.77    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 12:29 PM