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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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HJebat
post May 13 2013, 07:11 AM

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Joined: May 2010
1. Annual Income: RM30K to RM60K...spouse also in the same bracket

2. Free Lifetime Annual Fee: A must.

3. Card required for: Cash Back & petrol.

4. Existing credit cards if any: Nil.

5. Looking at CC from: Only 6 banks available in my town (Public, CIMB, Maybank, HL, RHB & BSN).

6. Others: GST waiver.

HJebat
post May 13 2013, 11:56 AM

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Joined: May 2010
QUOTE(fly126 @ May 13 2013, 11:32 AM)
[/B]
Maybank was the Best...Famous with their 2Cards https://forum.lowyat.net/topic/2641365
Same as well with CIMB http://www.cimbbank.com.my/creditcard/inde...cc_lu&ct=driver
It's [B]FREE
For Life with NO Rules & Conditions apply... thumbup.gif

More on Petrol Pumping with Your Credit Card: https://forum.lowyat.net/topic/1798403

As for GST, the Bank Never Waive it for You but You can OFFSET it  by Using Reward Point (10,000 pts = $50GST)
OR with Total Spending Min $10,000 a Year, then You can Request GST Waiver from Some of the Banks

But, Mostly We will paid  Our Own GST sweat.gif

The Rest (RHB, PB, HLB & BSN).... I think will need Min. 12x Swipes a Year on Annual Fee Waiver hmm.gif
*
Meaning that I should get either MBB 2 or CIMB? Or I need both MBB 2 & CIMB for the best combo?
HJebat
post May 13 2013, 01:13 PM

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Joined: May 2010
QUOTE(fly126 @ May 13 2013, 12:50 PM)
Either One that Suite You... nod.gif
What I mean Both Cards were Free for Life you Choose Either One

Definitely, Maybank 2Cards are Best Cards in Town... rclxms.gif

Maybank 2Cards
It's FREE for Life with Timeless Treat Point with No Expire...
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*You can Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Card in Malaysia or anywhere else in the world.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month

IF compare WITH,

CIMB Petronas Gold MasterCard
■No Annual Fee
■Earn up to 8% cash back at PETRONAS Stations
■0.5% unlimited cash back on other retail transactions
■Complimentary ZING card

U can See Which Card were the BEST Now... wink.gif
*
Thanks for the lengthy explanations rclxms.gif
Can advice me on the credit limit of MBB 2 & CIMB?

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