Personally I think swiping debit card will make someone think twice before purchasing something compare to credit card. Because you will feel the "money" being spent.

If Maybank debit card also offer 5X TP + 5% cashback, who wants to pay RM50 GST?
Credit cards must have certain advantages over debit card to grab its market share.

Yah, MBB cards minimum income now is RM30K. Go try apply for the Maybankard 2 Gold Cards since you income close to the minimum. You would benefit most with the MBB 2 AMEX card for shopping, dining and groceries, that is if the place you patronize accept AMEX. Go to Places that Accept AMEX Thread to find out.

Sure a bro? Because when i try to apply my housing loan also they require payslip la,epf statement la, bank statement etc etc . Never heard before can apply with just income tax slip

Generally, for ALL petrol stations. For groceries and SMART$ cash it is at selected merchants.

Please goto UOB Thread and UOB websitefor more info.

All forumers can apply Mbb cc from me, expecially for urgent application . I can recommend for faster approval .

i would recommand you on uob 1 card base on your income

Besides MBB2 AMEX, OCBC TMC and UOB One Card, the only other card worth considering for 5% cash back for Petrol is Citibank Cash Back but same monthly cap as UOB One Card. Then again, Citibank Promos are better than UOB e.g. Free TGV ticket until end of the year.

If you travel outstanding frequently on the highways, maybe can consider MBB Petronas where you get 5X TP weekdays and 8XTP on weekends. Good thing about this card is that it has no monthly cap.

Citibank Credit Card Promotion 2012

Citibank Cash Back Platinum Credit Card

Maybank Maybankard Petronas Credit Card