Hi, anyone know how long I can get the money when I "surrender" the GIA?

asking this to plan how should I prepare to top up amanah saham.. should I bring cash every time I go to bank counter and ask? Sounds dangerous for nowadays social security...

You can only withdraw eGIA-i the next day. You can't withdraw on the day of placement.

alright, can get it immediately?

yes, you'd get profit and principal the moment you uplift it.

thanks for the update on the latest rate.

Pleasant surprise they increased by 0.02%

3.58 to 3.60? why suddenly "so good" of them to increase the rate?

people complain huh?

Anyone received call from Maybank regarding a cashback campaign for saving account? They told me i will get rm50 cashback if i save rm3000 for 6 months..

Sorry, what's GIA?

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Nope
Perhaps u share more info here once u have check with them

not yet.

maybe they in the process

u know banks always slow on this kind of things..

but sucking our money would be super fast

I put rm5.5k in this saver account. After calculation i should get around rm9 per month? Would it be better if I put it in eGIA?

Btw eGIA acc can't be opened online right? Need to go to branches?

Of course eGIA la. The return is extra 1%
The name is eGIA la. You think lei.

Should i worry about it not being protected by pidm no? Have you been investing in it? Can withdraw anytime?

I've tried for few months, money is fine. Return as (or very close) per stated by Maybank.

can open and withdrawal online via m2u.

This post has been edited by heavensea: Sep 22 2016, 01:22 PM

Even if you want PIDM protected stuff, there are better stuff than M2U savers. One for eg is CMF from FSM. It's not PDM protected but it invest into PIDM protected stuff. Another one you can look at is AMbank Islmaic eFD. Before OPR cut was 3.25%. Now don't know.

>6 months been using eGIA-i. So far no problem. Principal intact, great returns, withdraw any time As what heavensea said.

This post has been edited by Ramjade: Sep 22 2016, 01:40 PM

Never heard of CMF.

Hmm maybe you are right. People wouldn't trust maybank if something are to happen to their eGIA principal. Maybe i will try it for a few months. Btw, how much you put on your eGIA? Just want to know if it's over rm20k ? Not sure if it worth it if principal is low

CMF = RHB Cash Management fund gives 3.33%p.a. Wait 3 days for your money while with Maybank eGIA-i, uplifting is straight away. Available from 6am-10pm.

Hahaha... eGIA-i is my emergency backup fund as it is liquid enough. Two months worth of usage. About rm2k split into RM1k x2. Put for 2 months (the min duration but duration not important as can be uplifted anytime without penalty.)