Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
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 Sep 22 2016, 02:59 AM
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#1
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Senior Member
1,077 posts Joined: May 2013 From: Purgatory   
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I put rm5.5k in this saver account. After calculation i should get around rm9 per month? Would it be better if I put it in eGIA?
Btw eGIA acc can't be opened online right? Need to go to branches? |
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Sep 22 2016, 01:09 PM
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#2
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Senior Member
1,077 posts Joined: May 2013 From: Purgatory
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QUOTE(Ramjade @ Sep 22 2016, 06:43 AM) Of course eGIA la. The return is extra 1% Should i worry about it not being protected by pidm no? Have you been investing in it? Can withdraw anytime? The name is eGIA la. You think lei.  |
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Sep 22 2016, 02:03 PM
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#3
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Senior Member
1,077 posts Joined: May 2013 From: Purgatory
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QUOTE(Ramjade @ Sep 22 2016, 01:39 PM) Even if you want PIDM protected stuff, there are better stuff than M2U savers. One for eg is CMF from FSM. It's not PDM protected but it invest into PIDM protected stuff. Another one you can look at is AMbank Islmaic eFD. Before OPR cut was 3.25%. Now don't know. Never heard of CMF.>6 months been using eGIA-i. So far no problem. Principal intact, great returns, withdraw any time  As what heavensea said.  Hmm maybe you are right. People wouldn't trust maybank if something are to happen to their eGIA principal. Maybe i will try it for a few months. Btw, how much you put on your eGIA? Just want to know if it's over rm20k ? Not sure if it worth it if principal is low |
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Oct 2 2016, 09:35 PM
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#4
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Senior Member
1,077 posts Joined: May 2013 From: Purgatory
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Anyone know if maybank debit card pay and wave works with money kept in savers acc? Or is it only uses money in primary saving account? I'm trying to avoid cases where someone's card being stolen and used by others, especially with wave function
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Oct 2 2016, 10:01 PM
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#5
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Senior Member
1,077 posts Joined: May 2013 From: Purgatory
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QUOTE(Ramjade @ Oct 2 2016, 09:37 PM) Don't worry. When you use that card, it will deduct from main account. That's why I keep my main account with only RM1.00 inside. The only way they going to access the savers is if they use atm. Select others then only it will show up m2savers. That ease my mind. Tho a bit problematic when not withdrawing using maybank atm(if I'm not wrong can't choose which account to withdraw unless using maybank atm right?) Last week i had to transfer online to saving account first before withdrawing |
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