QUOTE(heavensea @ Jun 3 2016, 09:20 PM)
4%？
0.04 x (number of days/366) x amount of money that I put in.Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
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 Jun 3 2016, 09:36 PM
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All Stars
24,427 posts Joined: Feb 2011  
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Jun 3 2016, 09:43 PM
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9,616 posts Joined: Dec 2013
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QUOTE(Ramjade @ Jun 3 2016, 09:36 PM) 0.04 x (number of days/366) x amount of money that I put in. Not /365? |
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Jun 3 2016, 09:49 PM
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All Stars
24,427 posts Joined: Feb 2011
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QUOTE(heavensea @ Jun 3 2016, 09:43 PM) Not /365? 2016 is leap year so should be 366 days |
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Jun 3 2016, 10:28 PM
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Senior Member
9,616 posts Joined: Dec 2013
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QUOTE(Ramjade @ Jun 3 2016, 09:49 PM) 2016 is leap year so should be 366 days Thanks for explanation  |
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Jun 4 2016, 03:26 AM
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9,301 posts Joined: Mar 2008
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QUOTE(Ramjade @ Jun 3 2016, 09:49 PM) 2016 is leap year so should be 366 days I've checked a few of my GIA-i accounts and they all seemed to be divided by 365 days.This post has been edited by MilesAndMore: Jun 4 2016, 03:27 AM |
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Jun 4 2016, 08:08 AM
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All Stars
24,427 posts Joined: Feb 2011
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QUOTE(MilesAndMore @ Jun 4 2016, 03:26 AM) I've checked a few of my GIA-i accounts and they all seemed to be divided by 365 days. Thanks for the head up. |
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Jun 4 2016, 07:52 PM
Show posts by this member only | IPv6 | Post
#367
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10,001 posts Joined: May 2013
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QUOTE(MilesAndMore @ Jun 4 2016, 03:26 AM) I've checked a few of my GIA-i accounts and they all seemed to be divided by 365 days. IncorrectBased on my calculation, it is divided by 366 days |
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Jun 4 2016, 11:42 PM
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9,616 posts Joined: Dec 2013
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QUOTE(Ramjade @ Jun 3 2016, 08:59 PM) Questionnaire only for first application. Tempting to try the gia... Well your loss then  I have uplifted like 5x and each time received the interest.Shd I withdraw my "small efd" (just past 2 days) and try gia for 1 month? (See whether got 4% or not) |
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Jun 4 2016, 11:47 PM
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Senior Member
3,930 posts Joined: Jan 2012
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Just put under fund super mart rhb cash management fund 2
3.6% interest and can withdraw anytime |
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Jun 4 2016, 11:49 PM
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(heavensea @ Jun 4 2016, 11:42 PM) Tempting to try the gia... if u have min rm1k to spare, try the 2mths tenure. you can withdraw the next day, get 1 day profit @ 4% p.a. Shd I withdraw my "small efd" (just past 2 days) and try gia for 1 month? (See whether got 4% or not) |
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Jun 4 2016, 11:50 PM
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9,616 posts Joined: Dec 2013
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QUOTE(cybpsych @ Jun 4 2016, 11:49 PM) if u have min rm1k to spare, try the 2mths tenure. you can withdraw the next day, get 1 day profit @ 4% p.a. never try it before.. 0.11 = profit of 4% |
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Jun 28 2016, 09:04 PM
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2,847 posts Joined: Sep 2010
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QUOTE(MiKE7LIM @ Jun 2 2016, 11:52 PM) Dare not to put all in Gia-I since it's not guarantee return,haha Hi may I know can this GIA account open via online? Search it over apply online and can't find it under apply online.So I do separate to two eGia-I - for fund last at least two months above Savers-I - my daily cash flow,which the cash is in& out very frequent but of course I will maintain it above rm250 for sure Edit: Found, it's under Fixed Deposits & Mudarabah IA. This post has been edited by nickcct: Jun 28 2016, 09:14 PM |
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Jun 29 2016, 12:59 AM
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Junior Member
769 posts Joined: Jul 2008 From: PJ~Damansara Utama
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QUOTE(nickcct @ Jun 28 2016, 09:04 PM) Hi may I know can this GIA account open via online? Search it over apply online and can't find it under apply online. Yea. I done it on m2u. Should be categories under FD gua..eGIAEdit: Found, it's under Fixed Deposits & Mudarabah IA. |
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Jun 30 2016, 07:21 PM
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9,616 posts Joined: Dec 2013
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QUOTE(MiKE7LIM @ Jun 29 2016, 12:59 AM) Yea. I done it on m2u. Should be categories under FD gua..eGIA interest still good? around 4%? Gonna try it at next month |
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Jun 30 2016, 10:41 PM
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Junior Member
769 posts Joined: Jul 2008 From: PJ~Damansara Utama
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QUOTE(heavensea @ Jun 30 2016, 07:21 PM) interest still good? around 4%? Gonna try it at next month i got mine ytd...my calculation RM xxx X 4% /12 x 1 = lil bit more than 4% wor  |
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Jul 2 2016, 04:32 PM
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Junior Member
333 posts Joined: Mar 2005 From: 夢の国
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Is there a thread for GIA-I?
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Jul 2 2016, 05:32 PM
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Junior Member
663 posts Joined: Feb 2009
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QUOTE(Arvinaaaaa @ Jun 4 2016, 11:47 PM) Just put under fund super mart rhb cash management fund 2 I migrated from there to GIA. It's not that liquid as it takes few days to transfer to my bank a/c. Also there is some cost involved during sell which is lowered the %, not worth. Rather put in GIA & uplift, then pay through FPX during purchase3.6% interest and can withdraw anytime |
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Jul 4 2016, 09:12 AM
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10,001 posts Joined: May 2013
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QUOTE(stinger @ Jul 2 2016, 04:32 PM) Is there a thread for GIA-I? Not tat I know off |
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Jul 4 2016, 09:37 AM
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Junior Member
76 posts Joined: Mar 2015
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QUOTE(WaCKy-Angel @ Jun 23 2011, 09:21 AM) I actually dont understand how to differentiate the interest earning between savings & FD... 3%/12 = interest per monthFor example, if i save 5000 in FB with 3%pa and the withdrawal/maturity date are actually 1 month (rm5000 min 1 month) so how much i can get after 1 month? Compared to savings lets say 5000 with 2%pa how much i can get after 1 month? My confusion is, isnt "pa" means "1 year" ??? |
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Jul 4 2016, 10:17 AM
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Senior Member
4,334 posts Joined: Nov 2004 From: Shadow Striker
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you need to keep a minimum amount
how is that different from FD? |
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