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 Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?

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MiKE7LIM
post May 29 2016, 05:36 PM

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QUOTE(jian5481 @ May 25 2016, 09:09 AM)
There is a slight difference between Savers and Saver-i apart from one of it being Islamic.

Savers: RM2000 minimum to get interest. Under RM2000, you get nothing.
Savers-i: Still can get interest even if under RM2000, but it's only 0.4%. Above RM2000 is the same as Savers
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Beside this, any other hidden fee that we should aware? confused.gif


I just browse thru the webs and found this

A fee of RM5.00 per transaction
A fee of RM5.00 will be charged if the customers perform transactions over the counter (OTC)
for transactions that can be fulfilled/done at Maybank2u.com or at Maybank kiosks.
Some of the examples of the transactions are as follows :
1. Withdrawal less than RM5,000
2. Perform GIRO transaction less than RM5,000
3. Transfer money less RM5,000


So mean if all my transaction go thru maybank2u, my min always above RM250, and my acc maintain at least 3months from activation date..

should be alright?
MiKE7LIM
post May 29 2016, 06:20 PM

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QUOTE(MilesAndMore @ May 29 2016, 06:18 PM)
Not above but at least RM250 at all times.
Yes if you do not want to be slapped with early account closure fee.
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rclxms.gif thanks for ur confirmation

will apply now and try out the GIA-i as well icon_idea.gif
MiKE7LIM
post Jun 2 2016, 11:52 PM

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QUOTE(cybpsych @ May 29 2016, 09:29 PM)
if u gonna treat eGIA-i as a substitute to savings account, then no need open m2u savers . u need to keep 250 balance. better use wadiah since u can keep min rm1 balance.
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Dare not to put all in Gia-I since it's not guarantee return,haha

So I do separate to two

eGia-I - for fund last at least two months above
Savers-I - my daily cash flow,which the cash is in& out very frequent but of course I will maintain it above rm250 for sure


MiKE7LIM
post Jun 2 2016, 11:54 PM

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QUOTE(Ramjade @ May 29 2016, 10:04 PM)
Last time maybank took more than 3 months to allow me to close account via online. Stupid bank. For one of Malaysia's largest bank, system keep showing error when I tried to close m2savers. That one also having m2savers for >1 year. Close account because interest too low.
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So far my experience with may bank still very positive ...hopefully it can still maintain notworthy.gif
MiKE7LIM
post Jun 29 2016, 12:59 AM

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QUOTE(nickcct @ Jun 28 2016, 09:04 PM)
Hi may I know can this GIA account open via online? Search it over apply online and can't find it under apply online.

Edit: Found, it's under Fixed Deposits & Mudarabah IA.
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Yea. I done it on m2u. Should be categories under FD gua..eGIA
MiKE7LIM
post Jun 30 2016, 10:41 PM

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QUOTE(heavensea @ Jun 30 2016, 07:21 PM)
interest still good? around 4%? Gonna try it at next month biggrin.gif
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i got mine ytd...my calculation
RM xxx X 4% /12 x 1 = lil bit more than 4% wor nod.gif

 

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