so you meant actually you place your money into GIA on 26th and you uplift your money from GIA on 28 & 29th?
In fact, I just want to find out does the money immediately reflected in your SA right after you perform the upliftment from the GIA or it take a few days to make it happen. Thanks!
About to try out that. Just placed it, will try to uplift tomorrow, but doubt when it will showed in my SA.

About to try out that. Just placed it, will try to uplift tomorrow, but doubt when it will showed in my SA.

no penalty early upliftment?

Principal + interest will show up on the spot in your SA upon uplifting.
For now no. Don't know about future.

correction to Gen-X's example in his blog post 

Firstly, profit is given IMMEDIATELY after you uplift the eGIA-i. You dont have to wait until 1st of the month to see the profit 

hence, in his example, the uplift/withdrawal on 26th May 2016 will see the principal+profit credited into the designated SA 

example from my eGIA-i placements:


Secondly,Maybank2u eFD/eGIA-i placements can only be done from 6am till 10.30pm, 7 days a week including public holidays. I did try after 10:30pm or before 6am, M2U will block placement

why not put in Efd? This saver account is not good at all compared to Efd
if you can pre plan how much of liquid cash/non liquid cash of your savings, 1,2 or 3 months of FD is much better than this...

why compare SA and eFD? both serves different needs anyway.

efd still lock your money for x period. premature withdrawal, no interest. money not accessible easily.

m2usavers gives u daily interest, as long as daily remaining balance >2k. if dip <2k, no interest. simple. use the money anytime like a normal SA, via online banking or ATM.

if u always have >2k and no use for >1 month, then efd is better.

becuse efd can comprised from low amount such as 1k for 2 months mah... better than nth right.

it's the fluidity of money le. SA have no restriction

that's why I wrote above, if ur money has no use >1 month, then eFD serves the short-term purpose.

becuse efd can comprised from low amount such as 1k for 2 months mah... better than nth right.

That's why people have been recommending the e-GIA for weeks now due to its flexibility normal FD can't offer.

What's egia??

You can find out more from the previous few posts before you started posting here.

Maybank GIA-i is NOT A DEPOSIT PRODUCT and there is a possibility that you may even lose your Principal Sum @@

Just look at the other side. Maybank lose your money, will people trust maybank with their money again if in the event they introduce a similar product? 4% returns is doable. Is not like they are giving out 10%

Yes, cN try with small amount... can I apply it via M2U?
Is it quite the same (process of application) like efd?

People recommend it because it is applied via M2U. Go to fixed deposit tab > make placement > select General Investment Account-i

Thanks, gonna start to try it at next month.

why not try it out today? can get interest even for 1 day placement

I've two "big" and "small" Efd in Maybank right now.
The big one is "campaign rate" with 4.31% p.a.
The small one is normal rate with 3.15% p.a. (maturity date is 1 month only)

I planned to wait the "small" Efd maturity date and put it in egia account, or should I uplift all and put it into egia right now?