Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
|
|
 Apr 16 2015, 12:48 AM
Return to original view | Post
#1
|
 
Junior Member
414 posts Joined: Feb 2008 From: Penang  
|
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
May I know if these changes have any impact on the M2U savers-i account? From what I see over here(http://www.maybank2u.com.my/WebBank/IA-notice.pdf), it will automatically be converted to islamic deposits from the current Mudarabah accounts. So there's nothing much to worry about right; with this transition? |
|
|
|
|
|
May 11 2016, 09:34 PM
Return to original view | Post
#2
|
|
Junior Member
414 posts Joined: Feb 2008 From: Penang
|
It looks like the interest rate for Ambank truesavers has been reduced to 1.8% effective this month, so that leaves the best right now to be M2U savers
This post has been edited by kenloh7: May 11 2016, 10:16 PM |
|
|
May 11 2016, 09:48 PM
Return to original view | Post
#3
|
|
Junior Member
414 posts Joined: Feb 2008 From: Penang
|
QUOTE(MilesAndMore @ May 11 2016, 09:42 PM) It's actually RHB Bonus Saver. There was an active discussion about this 3 weeks ago at the AmBank True account thread. I see, yeah I'm reading that right now too, and realised that GIA-i is actually better than eFD and M2U savers |
|
|
May 11 2016, 11:03 PM
Return to original view | Post
#4
|
|
Junior Member
414 posts Joined: Feb 2008 From: Penang
|
Dang it, I've wasted about 5 months of extra 1.8% interest...I've place an even bigger amount in the 3.25% eFD...
So to get this eGIA-i 4% rate, I have to go eFD>Mudharabah, and to select any tenure for RM1k above? What if I deposited on the 1st, and withdraw on the 15th? Will the 15 days interest still come in on the 1st of next month? |
|
|
May 12 2016, 10:58 AM
Return to original view | Post
#5
|
|
Junior Member
414 posts Joined: Feb 2008 From: Penang
|
So the rate will keep changing since this is an investment product, am I right? In the web, the 4% rate is * Effective from 16 April 2016 to 15 May 2016
So that means we'll see a new rate on 16th May? This post has been edited by kenloh7: May 12 2016, 10:58 AM |
|
|
May 12 2016, 03:04 PM
Return to original view | Post
#6
|
|
Junior Member
414 posts Joined: Feb 2008 From: Penang
|
QUOTE(christie_ang @ May 12 2016, 02:58 PM) so you meant actually you place your money into GIA on 26th and you uplift your money from GIA on 28 & 29th? the interest gets credited together with the principal. You can see that he placed 4.5k on 26th, and got back 4501.48 on 29th, an interest of RM1.48 after 3 daysIn fact, I just want to find out does the money immediately reflected in your SA right after you perform the upliftment from the GIA or it take a few days to make it happen. Thanks! About to try out that. Just placed it, will try to uplift tomorrow, but doubt when it will showed in my SA. Interest rate: 4%*4500/366*3=RM1.48 |
| Change to: |  0.0181sec
 0.51
 7 queries
 GZIP Disabled
Time is now: 8th December 2025 - 03:13 PM |
Quote