gst also give, this one at no cost to them, sure easily waived. i actually asked bout gst, then they offered this 5 years AF waived as well. i did not see any AF charged to my card even i seldom used it

This post has been edited by nothingz: Jul 3 2013, 11:58 AM

i use few swipes only in the whole year, less than 1k also can get GST rebate. what do you think?

no minimum spend to qualify for the cash rebate as i know. yes, you need to have at least 1 transaction per month, i think is calendar month

the RM50 minimum for each online transaction starts on 1 august 2013. luckily he mentions here. so far i have been getting cash back for transactions below RM50

they will give you RM50 cash rebate, you got nothing to lose. just use first. almost 1 year if the card does not suit you then cancel

their fax machine forever cannot go through. i tried few days 2 weeks ago

i used post instead

don't know. the letter i posted was not for registering SMS alert

i don't understand why so many of them refused to read few pages back. does anyone here get charged on annual fee before by UOB? i think the answer is no

last months transaction will get rebate this month around 26. so far my cash rebates are few ringgits to 10+. every month also get it. RM50 requirement starts next month

read 1 or 2 pages back la, starting August 2013 in order to get the online transaction 5% rebate, the minimum transaction amount is RM50

to meet the RM50 cash back requirement?

online transaction is qualified

UOB is very troublesome in terms of some procedures, most of them cannot do online or on phone, you need to go to their branch or write in

their conversion rate is very high, not very worth the try

ya, as if you will sure win. unless there is specific merchant discount, else i wont use it

where did you see that, i just know that from today onwards, minimum online transaction amount is RM50 to qualify for the 5% rebate

vox card is mainly good for online transaction rebate only. for the epp, make sure there is no upfront or service charge

UOB VOX
03 JUN SGD 14.22 = RM36.11 2.539
05 JUN SGD 99.00 = RM252.17 2.547
13 JUL SGD 66.30 = RM171.41 2.585 *99.65%=2.576


MBB AMEX
27-Jul-13 S$39.80 RM103.22 2.593
21-Jul-13 S$98.00 RM254.41 2.596
20-Jul-13 S$4.65 RM12.08 2.598 *98%=2.546
29-Jun-13 S$26.00 RM67.38 2.591
22-Jun-13 S$133.84 RM345.74 2.583
15-Jun-13 S$53.10 RM137.28 2.585
18-May-13 S$133.83 RM331.66 2.478


cant find exact comparison but you look at the 13 Jul VOX 2.585, given the fact that it has only 0.35% rebate normally, compare with Amex 5 times points (now equivalent to 2% rebate).

27th July AMEX is the most recent transaction where as SGD has appreciated quiet substantially, the rate was only 2.593 while you look at 13th July UOB rate is already 2.585. I think the difference is already very obvious

the above comparison is only for SGD, can't really justify but SG is UOB's HQ, given the rate is so disappointing, i think no need to see elsewhere

This post has been edited by nothingz: Aug 2 2013, 08:35 PM

ask that staff go check uob website, totally dreaming, no knowing what himself is selling.

just tell them to cancel it, 1 week later their cancellation dept will call you back to confirm the cancellation, you may get something from them.