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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
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celaw
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Sep 12 2012, 11:32 PM
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QUOTE(ronnie @ Sep 12 2012, 06:24 PM) I received my balance RM100 cash-back for applying the WMC in July... Exactly 2 months after my card is approved. That's great! I received sms from SCB today that my CC which just approve is "en-route". So looks like the "approve sms" is reliable. Haha.. Planned to apply another CC to get 2nd cash back Any idea if they will approve 2 cards in a short time?
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celaw
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Sep 13 2012, 12:13 AM
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QUOTE(ronnie @ Sep 13 2012, 12:33 AM) One of my colleague failed.... you can always try your luck. Platinum/Preferred CC gets RM300 Cash-Back for new applicants (until 31 Oct 2012) http://www.standardchartered.com.my/person...-conditions/en/I apply business gold but when price solutions call me, she ask my permission and change my application to business plat as she said I'm eligible for it.. I still haven't got my card. If really is plat, then I may try my luck with gold.. hehe.. This post has been edited by celaw: Sep 13 2012, 12:14 AM
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celaw
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Sep 14 2012, 09:23 AM
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QUOTE(ronnie @ Sep 13 2012, 12:33 AM) One of my colleague failed.... you can always try your luck. Platinum/Preferred CC gets RM300 Cash-Back for new applicants (until 31 Oct 2012) http://www.standardchartered.com.my/person...-conditions/en/Hi ronnie, did you provide any documentation when you apply online as they already have your data?
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celaw
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Sep 14 2012, 01:28 PM
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QUOTE(ronnie @ Sep 14 2012, 01:27 PM) No supporting doccument send to them... I applied via FAX I thought only apply online can get full RM300 cash back... =.=
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celaw
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Sep 14 2012, 07:53 PM
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QUOTE(ronnie @ Sep 14 2012, 02:29 PM) I guess I'm a special SCB customer...... Haha.. YOU ARE RICH!! Btw, I just received my Business Visa Plat today. Credit limit is 6x my monthly gross salary
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celaw
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Sep 14 2012, 09:14 PM
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QUOTE(ronnie @ Sep 14 2012, 09:29 PM) SCB is well known to offer outrageous high CL  Is bad for those people who self-control no good. But really good to use when have emergency case.. Haha..
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celaw
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Sep 20 2012, 11:26 PM
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QUOTE(ronnie @ Sep 20 2012, 11:35 PM) 30 days later according to the T&C 60 days from card approval date according to the price solution people who called me... Btw, just receive call from Price Solution today. Offer me 2 more normal Platinum card
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celaw
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Sep 20 2012, 11:44 PM
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QUOTE(ronnie @ Sep 21 2012, 12:33 AM) T&C says 30 days, Price Solution agent says 60 days ... dunno who to trust. Did you agree to get the other 2 Platinum for RM300 x 2 ? I think Price Solution agent can be trusted.. Most of you also get cash back after 60days right? Haha.. Btw, sure la agree to take.. FREE CASH le.. QUOTE(Human Nature @ Sep 21 2012, 12:39 AM) wow, so good? I would take it on the spot!  Haha.. Definitely agree to take
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celaw
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Sep 22 2012, 02:48 PM
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QUOTE(ck23 @ Sep 22 2012, 02:28 PM) Can apply as many as you want, but subject to bank approval.. haha.. This post has been edited by celaw: Sep 22 2012, 05:34 PM
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celaw
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Sep 23 2012, 08:46 PM
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QUOTE(ck23 @ Sep 23 2012, 09:38 PM) What? Seeriously??? All thru online application?? Can I apply for Business Gold Visa and Business Platinum Visa? Then see which one they approve. Can I do so? Actually I don't have any VISA card. =.= Only OCBC and MBB. If your income is over platinum threshold, why want to apply gold card? If you are not sure, you can just apply gold card 1st. When Price Solution's agent call you, they will help you change your application to platinum if you are entitle to have it... That is my case when I apply.. Haha..
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celaw
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Sep 25 2012, 07:14 PM
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Weird.. my 2nd card is approved but 3rd card still processing, although I apply at the same time.. =.=
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celaw
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Sep 25 2012, 10:46 PM
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QUOTE(ronnie @ Sep 25 2012, 11:25 PM) I applied via SCB Online and received "Preliminary Approval" SMS within a few hours..... You are really "special" customer to SCB.. Btw, I wonder, if already have all the platinum card, would SCB approve if we apply for Gold card?
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celaw
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Sep 25 2012, 11:13 PM
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QUOTE(ronnie @ Sep 26 2012, 12:04 AM) My friend received the following :- 1. Visa Gold 2. Visa Platinum 3. Business Visa Gold 4. Business Visa Platinum Some says it's a bug, but my friend did get the initial cash-back amount in each card (view from SCB Online Banking) Your friend get all cards 1 shot or get the platinum first then only get the gold? My friend's case is he applied business gold, approved, and then he received calls from price solution that he is eligible for platinum. Then he received business platinum also. Btw, he is not "greedy" and didn't apply the rest of the cards. Haha..
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celaw
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Sep 26 2012, 12:14 AM
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QUOTE(ronnie @ Sep 26 2012, 12:51 AM) All in one single application.... FYI, you can apply seven (7) cards in one single shot (when Price Solution agent calls you) Haha.. I see.. do you or any of your friends holding 6 or 7 SCB credit card currently?
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celaw
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Sep 27 2012, 07:24 PM
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QUOTE(vinvon23 @ Sep 27 2012, 05:59 PM) will have any issue or not if one apply so many card... what if later they found out...? They already have your database before approved your application. And having so many credit cards is not a crime. So why not?
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celaw
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Sep 29 2012, 11:13 AM
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Finally got all 3 platinum. Just apply 3 gold card today..  Btw, if overspend in 1 card, we are unable to use others card cash back to offset right?
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celaw
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Sep 29 2012, 02:00 PM
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QUOTE(Human Nature @ Sep 29 2012, 02:51 PM) wahsay, you gonna be the first to hold all combo...your referer will get RM60 dy like this Haha.. hopefully will approve..  Btw, I thought the referral program is per customer, not per card approved? FYI, I'm applying online, not through agent.. haha.. This post has been edited by celaw: Sep 29 2012, 02:01 PM
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celaw
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Sep 29 2012, 09:56 PM
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QUOTE(vinvon23 @ Sep 29 2012, 08:10 PM) any idea the cash back for petrol from business sc card is calculate based on monthly (e.g. 1 sep-30th sep ) basis or according to statement date (12 sep - 11 oct)... PS told me business gold also entitle for cash back for petrol wo... duno how true hav to see statement only know... Based on T&C, it will be credited within 45 days from that particular month. I.e. you pump petrol at 1 Sept 2012. Therefore, the cash back would be credited within 45 days from Sept, which is 15 Nov 2012..
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celaw
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Sep 30 2012, 01:15 AM
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QUOTE(vinvon23 @ Sep 30 2012, 12:57 AM) hemm how they calculate the maximum rebate per month? based on the calender month? Based on my understanding from T&C, it is based on calender month..
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celaw
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Sep 30 2012, 04:08 PM
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QUOTE(Human Nature @ Sep 30 2012, 05:03 PM) Just to update, i am deemed not eligible for the balance RM100. How you apply? Why not eligible?
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