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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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celaw
post Oct 15 2012, 01:41 PM

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QUOTE(Titan_Gunners @ Oct 15 2012, 02:37 PM)
Received approval sms. By when can get the cards?
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Normally within 1 week..
celaw
post Oct 17 2012, 12:07 AM

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QUOTE(petergui @ Oct 16 2012, 11:42 PM)
I don't know what i can say.Really speechless.
Yesterday I've upload my EPF (Latest) and IC (front back) via online when i apply Business Gold Visa card online. But until final review part cannot press submit button to submit and always keep same page after press.I tried Firefox and google chrome also failed to submit.Waste my time in poor webpage.

Today I received a call from SCB for applied online Business Gold Visa card yesterday.First,she asked me if got car loan,housing loan,credit card or not.I just working almost 2 years (at least 30k annual income)but no own car and no own house and no credit card.Thus,I only answer no car loan,no housing load and credit card.Then she requested me provide additional documents i.e. Degree, Diploma certificates.

WTH,PROVIDE Degree, Diploma certificates for what?
The above certificates can prove what?
Why I still need provide additional documents?I never owe bank money and I able to apply gold card.
Is so unreasonable to need Degree, Diploma certificates for 1 gold credit card which is minimum income 24k requirement.

I just want gold only,not platinum card.Why so difficult?Speechless

A few requirements for this card:
Age
21 to 65 years old
Minimum income requirement
Gold / Business Gold Card – Minimum annual income of RM24,000 (Click for other card selection)
Platinum / Business Platinum Card – Minimum annual income of RM48,000 (Click for other card selection)
Preferred World MasterCard – Minimum annual income of RM72,000 (Click for other card selection)
Please note that all credit card applications are subject to the Bank’s approval & credit evaluation. In the event we are unable to issue your preferred credit card type, we will offer you an alternative card.
*
Now is you "want" to get their credit card(s). So either submit required documents or let it go as no one forced you must apply and takes their credit card(s) right? No point shouting here?


Added on October 17, 2012, 12:10 am
QUOTE(ronnie @ Oct 17 2012, 01:00 AM)
hahaha.... very true their RM250 nett = 5 months of monthly max rebate from OCBC Titanium MasterCard/Maybankard 2 AMEX
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Haha.. Get 6 cards = RM1,350 nett = 27 months of monthly max rebate from OCBC Titanium MasterCard/Maybankard 2 AMEX OR 13.5 months max rebate from both cards!!! rclxms.gif

EDIT: Ignore point system from AMEX.

This post has been edited by celaw: Oct 17 2012, 12:11 AM
celaw
post Oct 17 2012, 01:11 AM

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QUOTE(ronnie @ Oct 17 2012, 01:53 AM)
Why 6 cards when you can achieve ALL 7 cards (exclude visa Infinite) which yields RM1,600 NETT
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Bro, my income not yet reached Preferred Mastercard level yet.. =.= cry.gif

This post has been edited by celaw: Oct 17 2012, 01:11 AM
celaw
post Oct 17 2012, 07:34 PM

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QUOTE(mytmnet @ Oct 17 2012, 04:19 PM)
So envy you all can got the card, I work in MNC but still rejected by the bank. Maybe manufacturing not so welcome?
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Depend on your luck really. This is the third time I applied within this year and finally get approved. Just don't give up when there is free cash. Haha. smile.gif
celaw
post Oct 19 2012, 08:54 AM

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QUOTE(hongchai888 @ Oct 19 2012, 07:34 AM)
recently ps say SCB no longer approve cash back card more than 3 pcs. They say SCB starting to wake up already lol.
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My friend who already get 3 plat + 1 gold being rejected for remaining 2 gold cards application. =.=
celaw
post Oct 19 2012, 09:05 AM

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QUOTE(ronnie @ Oct 19 2012, 09:56 AM)
In that case I would missed my RM250 (the missing Platinum) FREE cash then... so sad cry.gif
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The moral of the story is must act fast for this type of promotion. smile.gif
celaw
post Oct 19 2012, 09:19 PM

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QUOTE(Kudo2012 @ Oct 19 2012, 02:17 PM)
there will be no company name indicated on business visa.
the different is you can get additional 0.5% cash back compare to platinum

_________________________
I added cool smileys to this message... if you don't see them go to: http://s.exps.me
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I just got mine last month, still can put company's name on business visa gold & platinum. smile.gif
celaw
post Oct 19 2012, 09:23 PM

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QUOTE(cenkudu @ Oct 19 2012, 10:21 PM)
Either not approve or yet to approve or the agent only apply 1 card. I still trying to find answer from PS.
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You can just call the cs to confirm. Remember to call the 1800 toll free one.. smile.gif
celaw
post Oct 20 2012, 11:30 AM

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QUOTE(ixole @ Oct 20 2012, 12:19 PM)
Hi all,
if i do not have a saving account with SCB and cant do online banking, any other way to check whether they already bank in the cash back to me or not?
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You can "Instant Register Online Banking" with SCB in the Online Banking Page. Just need your credit cards detail to register only.


Added on October 20, 2012, 11:31 amBtw, anyone any idea how to spend the 50 cents cash back after spent the RM100 cash back on Business Visa Gold? =.=

This post has been edited by celaw: Oct 20 2012, 11:31 AM
celaw
post Oct 20 2012, 11:37 AM

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QUOTE(lamode @ Oct 20 2012, 12:32 PM)
probably at petrol pump? but be sure you don't pump anything more than 50 cents  laugh.gif
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Erm.. Quite hard le.. either RM0.49 (0.26 liters) or RM0.51 (0.27 liters)... flex.gif
celaw
post Oct 20 2012, 01:09 PM

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QUOTE(fastreader @ Oct 20 2012, 01:25 PM)
pump 1 ringgit. u still mite have some very minimal spare change that is
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Then need to pay the balancing already. This will defeat the purpose already as I no not have scb savings acc. Paid with IBG already will cause me RM1..,=.=
celaw
post Oct 20 2012, 07:56 PM

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I got a call from scb offer 1.99% balance transfer. I told her others bank, I.e. rhb n bsn offer 0% transfer and asked her to advise to her boss to attract customer. tongue.gif
celaw
post Oct 21 2012, 10:11 AM

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Don't know we still able to get extra RM100 after 60 days or not after this "new direction".. =.=
celaw
post Oct 21 2012, 04:24 PM

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QUOTE(Titan_Gunners @ Oct 21 2012, 03:16 PM)
You may use your balance to pay bills online..
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50 cents can go through ooh? I thought at least must be RM1.00 blush.gif
celaw
post Oct 21 2012, 05:27 PM

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QUOTE(fastreader @ Oct 21 2012, 06:18 PM)
they shud at least let this promo fulfill its terms first and then change to new direction. now some get it some dun. cry.gif  cry.gif
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Actually now still quite good compared to the T&C stated in the websites whereby only NEW customer and 1 credit card entitled to the cash back only.. smile.gif


Added on October 21, 2012, 5:28 pm
QUOTE(Titan_Gunners @ Oct 21 2012, 05:29 PM)
Not sure, you can give a  try.. smile.gif
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Erm.. Don't know to pay for what as all my bill is auto billing to my MBB 2 AMEX blush.gif

Wait for another RM100 60 days later then only used it brows.gif

This post has been edited by celaw: Oct 21 2012, 05:28 PM
celaw
post Oct 21 2012, 05:57 PM

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QUOTE(unknowmaster @ Oct 21 2012, 06:46 PM)
which card from standard chartered is good smile.gif plan to apply one biggrin.gif
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Based on my view is Business Visa Platinum/Gold card. You will get 0.5% rebate + 1 reward points for all retail transactions (except petrol). tongue.gif
celaw
post Oct 22 2012, 07:45 AM

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QUOTE(sangaran @ Oct 22 2012, 06:58 AM)
submitted online too
and approval sms received the next afternoon, but no calls received
can;t viewable coz i'm not SCB online user
dunno whether the sms is reliable or not rclxub.gif
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So far from my experience is approved sms is reliable. Unsuccessful sms is unreliable..smile.gif
celaw
post Oct 25 2012, 09:02 AM

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QUOTE(Dannyl @ Oct 25 2012, 09:59 AM)
Oh, I noticed this promo too late... today 25th Oct already... should I try? tongue.gif and existing card owner too laugh.gif
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No harm trying. Just call any PS agent and asked. Haha..
celaw
post Nov 3 2012, 12:00 PM

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QUOTE(ronnie @ Nov 2 2012, 11:34 PM)
Extremely GILA inflation of ChoicePoints... are they given 20x ChoicePoints per RM1 spend
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Pts become totally worthless.. Thought to keep 1 card after used up the cash back, now can cancel all the cards already. Haha..
celaw
post Nov 7 2012, 08:23 PM

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QUOTE(ronnie @ Nov 7 2012, 08:20 AM)
Now SCB has changed the way rebate is given.
Instead of just free Cash, it gives lesser Cash + Gift ... those who signup earlier has better offer.
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Just read through T&C, online applicants still entitled to RM250 cash back for gold or RM300 cash back for platinum. This new promotion only applicable for application through branch or direct sales agencies.

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