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 Credit Card Foreign Exchange Rate

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bearbear
post Nov 16 2014, 09:30 PM

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From: Sheffield
QUOTE(Darkmage12 @ Nov 14 2014, 02:23 PM)
Really? AEON WATAMI conversion rates good as well?
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they have been quite good at forex rate, if u dig enough here you are in for a surprise.
bearbear
post Dec 2 2014, 11:19 AM

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From: Sheffield
QUOTE(nic1 @ Dec 2 2014, 11:05 AM)
Hi all, need advice.... im going to taiwan ..... I have mbb premier 2 cards, vi or amex can get the best exchange rate..... Tqvm
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when?

i am going 13/12, plan to try out both and monitor
bearbear
post Dec 3 2014, 10:57 PM

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From: Sheffield
QUOTE(ben3003 @ Dec 3 2014, 07:37 PM)
i am going to thailand.. i got cimb mastercard and maybank amex, if non weekend uses at bangkok, better i use cimb right?
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what benefit cimb give?

if nothing i will still use amex, at least i get 5xTP although with higher exchange rate.
bearbear
post Jan 15 2015, 02:17 PM

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From: Sheffield
Maybank VI
Transaction Date: 12-Jan-2015
Posting Date: 13-Jan-2015
Transaction amount: SGD 79
Amount charged: RM 212.65
Effective rate: 1 SGD = 2.69177 Malaysian Ringgit
Visa rate: 1 SGD = 2.67664 Malaysian Ringgit

Maybank AR
Transaction Date: 13-Jan-2015
Posting Date: 14-Jan-2015
Transaction amount: SGD 139
Amount charged: RM 381.85
Effective rate: 1 SGD = 2.74712 Malaysian Ringgit
Amex rate: ?
bearbear
post Jun 29 2017, 06:01 PM

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From: Sheffield
QUOTE(ProxMatoR @ Jun 27 2017, 10:32 PM)
recommended to use foreign currency.

Last year, oversea hotel accidentally charged me at MYR (eventhough I told them to charge in foreign currency, but it was offline transaction. Another person updated the transaction by selecting MYR).

That created additional charges by MY citibank towards me.
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google "dynamic currency conversion"

one of the 'con' that many people are still not aware of
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