No, if you check my spending it is also lowest compared to others when i spent in NZ and SG

Not forgetting you also get 3% rebate

This post has been edited by bearbear: Dec 17 2013, 11:25 AM

if you want instant rebate and best exchange rate - Aeon Watami but pls note 3% rebate only kick in if you spend more than 3k within 3 months. My gf also told me that during her trip to Japan in some shop she also get 5% additional discount for using Visa card.

If you consider points then it is a complicated case, like bro Gen-X mentioned if you have premium cards like Alliance Visa Infinite / Maybank Visa Infinite that offer 5X points for oversea spending then that is absolute value to redeem business class flight ticket the effective cash back in form of air ticket is even higher in value but if you don't need this and look purely on rebate and good exchange rate, go ahead with Aeon.

Aeon Visa
Transaction Date: 27/12/2013
Posting Date: 27/12/2013
Transaction amount: USD20
Amount charged: MYR61.43
Effective rate: 3.0715

This post has been edited by bearbear: Jan 2 2014, 09:44 AM

Surprised me too, make me wonder how long they can last like this. No idea how they can offer such low rate

It still appear as unbilled transaction on AEON system so let's see if they do any changes when the statement come.

if i want to BS i can just alter my statement as well, your choice to believe or not but that's what i am getting and sharing.

Sorry typo, 61.43 instead of 61.42

wasn't fluke




Attached thumbnail(s)

funny how i managed to get 3.075

NEW AEON GOLD VISA CARD

Transaction Date: 12/2/2014
Posting Date: 13/2/2014
Transaction amount: USD 54.98
Amount charged: MYR 184.80
Effective rate: USD 1 = MYR 3.3612

Visa rate:
12/2 USD 1 = MYR 3.3418 (0.6%)
13/2 USD 1 = MYR 3.3280 (1%)

No more magic rate for me

even u set myr they just convert from the foreign currency to myr.

Amex slap on an additional 2.5% charge so only worthwhile if you spend on weekends (with 5% rebate)

Else always stick to master / visa

comparison btw Alliance Plat Mastercard and M2k Amex

Note: as Alliance does not display posting date thus i will list based on transaction date

19/2/2014

AMEX
Transaction amount: AUD 22.00
Amount charged: MYR 67.47
Effective rate: AUD 1 = MYR 3.067

Transaction amount: AUD 9.50
Amount charged: MYR 29.10
Effective rate: AUD 1 = MYR 3.063

Mastercard
Transaction amount: AUD 103
Amount charged: MYR 309.49
Effective rate: AUD 1 = MYR 3.005

Transaction amount: AUD 334.85
Amount charged: MYR 1013.73
Effective rate: AUD 1 = MYR 3.027

21/2/2014

AMEX
Transaction amount: AUD 56.59
Amount charged: MYR 172.89
Effective rate: AUD 1 = MYR 3.055

Transaction amount: AUD 385.50
Amount charged: MYR 1177.77
Effective rate: AUD 1 = MYR 3.063

Mastercard
Transaction amount: AUD 11.95
Amount charged: MYR 35.91
Effective rate: AUD 1 = MYR 3.005

Transaction amount: AUD 10.05
Amount charged: MYR 30.05
Effective rate: AUD 1 = MYR 2.990

surprised me that the VI has such high exchange rate, higher than Amex is really no joke

bro u can search my post back last year, my gf enjoyed quite abit of discounts 5% with visa card in Japan when she went there back in June 2013. Not sure what's the hype about visa in Japan.

I also reported that she got very low conversion rate with AEON card, some members report high exchange rate but my experience so far with them has been good, sometimes lower than rate published by visa and at times exactly 1% charge imposed only.



This post has been edited by bearbear: Mar 1 2014, 09:53 AM

my recent trip to Australia;

Alliance master plat

hover around 3.01-3.02 MYR to AUD 1

M2C amex plat

hover around 3.05-3.06 MYR to AUD 1

Maybank 2 Card Amex
Transaction Date: 15-August-2014
Posting Date: 16-August-2014
Transaction amount: SGD 30
Amount charged: RM 78.72
Effective rate: SGD = 2.624 MYR

Maybankard 2 Amex
Transaction Date: 15-Sep-2014
Posting Date: 18-Sep-2014
Transaction amount: US$513.8
Amount charged: RM1702.89
Effective rate: 1 US Dollar = 3.314 Malaysian Ringgit
Additional charge of 2.9%

Alliance Plat Master
Transaction Date: 4-Oct-2014
Posting Date: Unknown, should be 5th or 6th
Transaction amount: THB 2900
Amount charged: RM299.31
Effective rate: 100 THB = 10.32 Malaysian Ringgit

Maybank 2 Card Plat Amex
Transaction Date: 3-Oct-2014
Posting Date: 4-Oct-2014
Transaction amount: THB 1214.19
Amount charged: RM125.32
Effective rate: 100 THB = 10.32 Malaysian Ringgit

Maybank 2 Card Plat Amex
Transaction Date: 4-Oct-2014
Posting Date: 6-Oct-2014
Transaction amount: THB 4761
Amount charged: RM491.38
Effective rate: 100 THB = 10.32 Malaysian Ringgit

glad to see this still happening, i've reported this some time ago last year during my trip to NZ. Amazing how they can offer rate lower than the actual exchange rate.

Sometimes it doesn't but most of the time it happens

i tried a few times in aussie, you just tell them no pin and they will print a slip for your signature.