Indeed good news! But cant find the latest TnC from SCB website 

Hi everyone, any idea currently which credit card has No foreign exchange conversion mark-up?

I just tried for few transactions in Denmark. I compare here with Visa exchange transfer and Xe.Com on same date. Later I will report a direct comparison with Wise card.

418 DKK = RM 284.48, 1MYR = 1.469; xe.com 1MYR= 1.465 and visa 1MYR= 1.470

So far I think the rate is reasonable. Will update further

Thank you..I checked based on the date of actual transaction on Mastercard website:

DKK 1= 0.684, MYR 1 = 1.461, DKK 418 = MYR 286

Maybe need more data to make conclusion on this card

Has anyone compared SCB Jumpstart's rates with Bank Rakyat Explorer? Which has better rates ?

sc jumpstart vs wise? which is better? anyone do any comparison between both

hi, i just join the sc jumstart card last month.
may i know for the fresh fund rm3000 to get 5 percent rebate for online.

may i know how it wokr?
if i deposit rm3000 fresh fund to my account and i use it and balance of the month is rm 1500 only. do i entitled the cashback?

thanks for your info

how about the bigpay? do the rate better?

does anyone get cashback 5% on bill payment for SC Jumpstart?

Cash withdrawal in THB

SCB Jumpstart
THB20,000= MYR2696.58 (inclusive of THB 220 ATM charge)

RHB MCA
THB20,000= MYR2694.00 (inclusive of MYR12 ATM charge)

Date of both transactions= 14 Jan 2024 (Sunday)
Time: 9AM MYT

RHB slightly more competitive than SCB by RM2.58, or 0.1%. MYR to THB conversion in RHB app is done at the same time, before cash withdrawal

As Thai ATMs charge withdrawal fee, RHB outperforms SCB. But if you're using the card at an ATM in other countries with no fee, eg Singapore, SCB could possibly beat RHB in cash withdrawal.

AMEX is under maybank. i assume maybank has pretty high exchange rates as well?

gxbank better as got 1% cashback. dont forget u get 3% pa - daily bank in for saving money inside
SC jumpstart - no 3% pa interest. very low interest if put money inside

still a long way. enjoy while still got time.
SC Jumpstart tnc also going to change on sept. Now SC Privileges had a bad interest tnc till Jan 2025. so i wont surprise they did the same for jumpstart

same like wise. zero fees, follow mastercard/visa market rate. On top, other benefit
gxbank - got interest 3% on saving ACC
jumpstart - got 5% cashback on online retail. Max rm 50 for 1k spent

I see, meaning that TnG visa is also 0% on forex now? so both TnG visa and gxbank will have the same rate?

Ya 0% mark up. TNG is using visa rate while GXbank is using mastercard rate.

My OCBC RM told me there’s no bank charges/fee for non RM transactions on the Voyage card. So it’s not correct?

I’ve not tested it yet

Updating the forex info for CIMB TWE based on new information received -

240129 JPY 1.23%
240415 USD 0.93%
240407 KRW 0%

One member mentioned several post back that the bank fee rate was 0.93% and this confirms that data. What's interesting here is that it appears that depending on what's the forex, different bank fee will be applied.

well...rate change every 1 sec on mastercard/visa. impossible u do 2 transaction on same time. exchange rate cannot argue with bank or change the rate