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 Amara by Jaya Megah

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yokehelen
post May 19 2011, 02:01 PM

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QUOTE(Veron83 @ May 19 2011, 01:46 PM)
yup... rclxms.gif
now need her to gao dim the legal fees to be add inside the loan as well as try her best to cut down the MRTA fees for me... tongue.gif
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My Cimb sales said they cannot add inside the loan for the legal fees le...
yokehelen
post May 20 2011, 12:10 PM

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this weekend is official launch ? got makan makan buffet?
yokehelen
post May 29 2011, 11:17 PM

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after i sign the S & P , what should i sign next ? i am new buyer ...
yokehelen
post May 29 2011, 11:31 PM

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QUOTE(cutealex @ May 29 2011, 11:27 PM)
Bank loan agreement...then received ur MLTA/MRTA receipt...

then depend you're 90% or 70% LTV.
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ok after i signed the bank loan agreement, so i can get the I-pad 2 after the successful drawndown?
I dun have MRTA or MLTA. i loan 90%.
yokehelen
post May 29 2011, 11:47 PM

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QUOTE(cutealex @ May 29 2011, 11:36 PM)
signed the bank loan agreement within 30days then you can claim your ipad 2 from 1st disrubment date (Bank release money) which estimate will be few months later from now.

ipad3 might launching at that point of time..
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Many thanks to cutealex, you really nice . you help me alot ! ^^
yokehelen
post May 31 2011, 10:41 PM

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i have signed S & P and pay the RM500 disbursement and RM10k ++ , the tam and chan never give me receipt ehhhhhhhhhhhhhhhhhh, i am worry now
yokehelen
post May 31 2011, 11:39 PM

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QUOTE(cutealex @ May 31 2011, 11:16 PM)
i think the law firm wont run your rm10k+... unless the staff intend to eat your money and run away... hehehe

where you sign the SnP? at the Batu caves sales office there?
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i signed at batu caves sales office lor...the sales agent saw me to give lawyer...so how? i am quite worry =(
yokehelen
post May 31 2011, 11:56 PM

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QUOTE(cutealex @ May 31 2011, 11:51 PM)
- no lah... SA said 1 version....then developer law firm tell other story...

- she pay rm10k+ .... meaning that she is taking DIBS package lorr... whistling.gif
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yaya, you are right i paid RM10k ++ as i am taking for DIBS lor...
i am first time buy house,i dunno anything ler, i need sifu you all help me ...many thanks =)
yokehelen
post Jun 1 2011, 12:05 AM

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QUOTE(cheer83 @ May 31 2011, 11:39 PM)
u pay by cash?
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i pay by cheque
yokehelen
post Jun 1 2011, 11:12 PM

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QUOTE(ApeKG @ Jun 1 2011, 10:22 PM)
just sharing with ya.. ocbc is the best.. they offered me -2.2 (well not the best), but they can finance everything inside, and their service is quite fast.. loan tenure is 36 years.. here's the breakdown:
1. loan RM238k
2. MRTA full term RM11k
3. legal fees RM3634
4. stamp duty RM1270
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hah? how much got stamp duty ? i tot it free 1 ma, no meh? how much i am not aware of this?
yokehelen
post Jun 2 2011, 10:56 PM

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i have signed the letter offer Ambank liao, but hor the allianze bank sales said i can change it because i havent signed the bank loan , it that true? i signed the LO from AMbank can go to signed another 1 meh ???
I am very confused !
yokehelen
post Jun 2 2011, 11:23 PM

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QUOTE(cutealex @ Jun 2 2011, 11:06 PM)
Do not trust them... once u signed LO then if you cancel it... u might need to pay 1% of the total loan as penalty.... dont play play
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thank sifu, he keep sms-ing me ask the sign the LO.....celaka..i dun want choi him since i signed with Ambank liao
yokehelen
post Jun 7 2011, 10:57 PM

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i just want to share with you, my housing loan and the legal fees i loan to ambank, without MRTA/MLTA. so is there anyone same with me? it is good to loan the legal fees? sifu help !
yokehelen
post Jun 7 2011, 11:14 PM

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QUOTE(cutealex @ Jun 7 2011, 11:08 PM)
Your question not like question lah...

like you ask ... i am now buying fruits... i buy Apple + Orange without Pears.... is that good to have orange?

my answer is.. if You got sufficient Cash flow now... dont financed into your loan as maybe RM4500 now... end up you have to pay RM6000 ... which the Bank will earn you RM1500 in this 30 years period...

of course, if you dont wan to come out so lump sum RM4500... then financed into your loan... 1 month different about rm14-15 if comparison Finance vs Non finanaced legal fees package...
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haha,sorry sifu, i really duno. the legal fees i pay for 5 years. i really dunnno, coz i am first buyer. now i am waiting the bank loan agreement to sign....sorry sifu if you make you uncomfortable ...
yokehelen
post Jun 12 2011, 12:25 AM

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QUOTE(oneamen @ Jun 11 2011, 04:30 PM)

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mine is block C, but i didn't check where the is my parking map le
yokehelen
post Jun 12 2011, 10:36 PM

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QUOTE(adrian0229 @ Jun 12 2011, 12:32 AM)
u signed ur spa? when the time i signed spa, the staff did inform whr is my CP n show the layout
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i havent signed for the bank loan agreement. Last time signed S & P was 28 May...


Added on June 12, 2011, 10:37 pm
QUOTE(mrPOTATO @ Jun 12 2011, 01:14 PM)
Eh, my car park is side-by-side, not  tandem smile.gifsmile.gifsmile.gif
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i tot all the CP is side by side not meh?

This post has been edited by yokehelen: Jun 12 2011, 10:37 PM
yokehelen
post Jun 16 2011, 12:11 AM

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today i received a sms from developer. have to use the panel baker and panel branch.... very weird !!!!!!!!!
I am using Ambank with Cynthia and T and C ...will be ok or not ?
I still did not sign any bank loan agreement, i am worry la .....last time i sign S n P was 28 May
yokehelen
post Jun 24 2011, 11:13 PM

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QUOTE(1ullaby @ Jun 24 2011, 10:54 PM)
Flats meh

If this price for decent condo, what can I say, developer's sales team ought to be sacked!
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hahahaha, i can't stop laughing "flat"

I want to know after i signed the bank loan agreement , and later on wait for the i pad?
yokehelen
post Jun 24 2011, 11:40 PM

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QUOTE(1ullaby @ Jun 24 2011, 11:24 PM)
Yup yup, urs so fast, gratz!

Mine no news yet .. Very sui ah..  After managing to settle my LO on the second last day, now the lawyer tell me lost my cheque... Mm hai gua...
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how can they do that ? tam and chan?
yokehelen
post Jun 25 2011, 09:21 PM

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I had signed the bank loan agreement today. signed S and P on 28 May. So the lawyer said after the developer signed and stamping i still have time to get I pad-2..i am blur now... coz in the term and condition stated there must signed the s and p within 30 days, bank loan agreement 30 days..... the lawyer said i have much of time to process the bank loan agreement process...

anyone know what am i talking? english bad bad here

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