That's the whole idea ... consumers spends like mad with the hope to get some prizes but later make a mistake.
Fussy criteria is to ensure spending happens ... T&C are written with the bank in mind, not the consumer.

I normally avoid these promos as I don't feel the bank is sincere. Just want me to spend my hard earned money using their card. So I just say NO!

yah, the welcome kit was of high quality paper.
I recommend that you read my article titled Top 10 CC in Malaysia by clicking here. 

The other day I used my EON Visa Signature and the lady was impressed as she has never seen a "white card". It has been a long time since people commented on my credit cards.

Thank you.
If you read the V15 of General CC Thread. it was mentioned that SCB have changed the cash back amount and many going to cancel it. Other than the unlimited access to KLIA Plaza Premium Lounge (which HSBC don't have), I can't think of other benefits of having a Platinum SCB card for my case since I don't patronize the restaurants that give discount to SCB cardholders.