Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v15, Ask general questions here, Please read the 1st post before posting
|
|
 Mar 28 2011, 01:48 PM
Return to original view | Post
#21
|
 
Senior Member
2,552 posts Joined: Jan 2008  
|
QUOTE(chemistry @ Mar 28 2011, 01:39 PM) SCB Business Platinum Visa is worth considered to use at overseas too given its Triple Choice Pts & uncapped 0.5% cashback. The determining factor is its forex rate. If scb forex is 1.5% higher than Mbb Visa, the benefit of 3X Choice Pts will be useless in the end. some previous posts points to SCB's forex rate to be as high as Amex. Maybe current users can confirm. |
|
|
|
|
|
Mar 29 2011, 08:10 PM
Return to original view | Post
#22
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(rickkywong @ Mar 29 2011, 07:57 PM) Got mine Alliance Bank Plat last few days, it came with FREE Travel Insurance. Some guys may want to update this info on the first page, thanks. I called them before and they say the Travel Insurance is no longer offered. Sure? |
|
|
Mar 29 2011, 08:27 PM
Return to original view | Post
#23
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(rickkywong @ Mar 29 2011, 08:23 PM) I just called them to confirm 30 minutes ago...As far as i know, the one recently no more provide travel insurance is OUB Plat. Hmm still not on website. |
|
|
Mar 30 2011, 11:05 AM
Return to original view | Post
#24
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(silverarrows @ Mar 30 2011, 10:36 AM) Just realized HSBC has changed their VISA Platinum to "Visa Signature". Interestingly.... Can we apply CIMB VI with HSBC VS?  Earn 5X Reward Points and exquisite privileges home and abroad! Enjoy more rewards when you shop at selected nationwide shopping malls, departmental stores, supermarkets and for your dining and hotel spend overseas. This is on top of our exquisite HSBC VIP SmartPrivileges and Visa Premium Privileges, all with HSBC Visa Signature Card. A reaction to Maybankard2? Right now.. HSBC Visa Sig + OCBC Tit MC + M2 Amex looks like 3 cards that 1 can keep This post has been edited by zenquix: Mar 30 2011, 11:07 AM |
|
|
Mar 30 2011, 11:28 AM
Return to original view | Post
#25
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(hye @ Mar 30 2011, 11:22 AM) Interesting indeed. The 5x points is for A quick glance at their redemption program could indicate some unattractiveness. (Using only Enrich points conversion as a benchmark) HSBC is 7500 vs MBB 7000 to 1000 Enrich Points. I'm slightly neutral on the 5x points coz the use the word "selected". But yes ... I agree it is somehow appear to be a reaction to MBB2. Edit: damn ambiguous HSBC... where is your product disclosure sheet!? This post has been edited by zenquix: Mar 30 2011, 11:43 AM |
|
|
Mar 30 2011, 11:36 AM
Return to original view | Post
#26
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
Just notice this
QUOTE Enjoy more rewards when you shop at selected nationwide shopping malls, departmental stores, supermarkets and for your dining and hotel spend overseas.. A very specific listLocal Shopping Centre Departmental Stores Supermarkets Overseas Hotel Dining Alex.. your wish may come true yet.... Added on March 30, 2011, 11:41 am QUOTE(silverarrows @ Mar 30 2011, 11:32 AM) I agree with hye. The word "selected" is some what a deal breaker compared to MBB2 Amex, but Amex still suffer in limited acceptableness by merchants compared Visa/Master if looking for 5x points or 5% rebate. In term of cash reward for the redemption i.e. for 5,000 points, HSBC is less attractive and more hassle compared to SCBMB, which is RM20 vs RM25 and required to "call in" to make redemption. Hmm I just noticed the ambiguity between the description and the features.QUOTE 5 points per RM spent at selected shopping malls, departmental stores, supermarkets and overseas spend. This blows.. this is just like another Citibank Platinum ....This post has been edited by zenquix: Mar 30 2011, 11:41 AM |
|
|
|
|
|
Mar 31 2011, 02:36 AM
Return to original view | Post
#27
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(charymsylyn @ Mar 31 2011, 12:55 AM) OCBC Titanium - 1% rebate (up to max of RM5K spending of non-5% category only) Not accurate.. MBB2 Visa is only abt 0.5% equivalentMBB2 Amex - 2.5+% equivalent unlimited in points + 5% rebate if swipe on MY weekends (up to max of RM50/month) MBB2 Visa - 1+% equivalent unlimited in points Decide for yourself. |
|
|
Apr 10 2011, 01:31 PM
Return to original view | Post
#28
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(Human Nature @ Apr 10 2011, 12:35 PM) Hi, I have an outstanding balance of 1400 under my CIMB cc. I have received the monthly statement and it is due on next week. Checking from CimbClicks, today I received a refund of 1800 for a previous purchase (credited to my cc). My question is, can I choose not to settle the 1400 and let the 1800 contra it instead? Since the statement in already out, I am unsure whether this will work. Thanks. Not sure for CIMB but for Maybank, refunds are considered like payments, so if it was a Maybank card, then the 1800 can contra. |
|
|
Apr 10 2011, 11:06 PM
Return to original view | Post
#29
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(Human Nature @ Apr 10 2011, 05:01 PM) Hi, the balance shown online is indeed negative with RM0 amount overdue. So this should be on the safe side. The thing that made me unsure at first was, when I clicked 'pay statement balance', the amount shown is still RM1400. Will see what happens a day after the due date. Thanks again. statement balance only changes after the next statement, not after due date |
|
|
Apr 22 2011, 10:03 AM
Return to original view | Post
#30
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(alexwsk @ Apr 22 2011, 10:00 AM) do note the tnc And if I recall correctly there is a min spending too...max RM50 per month per card holder and montly limit of RM30k for all |
|
|
Apr 22 2011, 10:50 AM
Return to original view | Post
#31
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(gerrardling @ Apr 22 2011, 10:03 AM) NEW citiibank shell card launched sounds like an answer to PBB-Esso+Mobil.https://www.citibank.com.my/english/credit-...d.htm#promotion the rebate is based on tier 1 300 - 999 4.0% 250 2 1000 - 2499 6.0% 500 3 Above 2500 8.0% 800 Note the tier calculation does not include petrol. and the max rebate one will get according to tier is RM10, RM30 or RM64... *oops.. I forgot to click reply...* This post has been edited by zenquix: Apr 22 2011, 10:50 AM |
|
|
Apr 30 2011, 11:58 AM
Return to original view | Post
#32
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(cenkudu @ Apr 30 2011, 11:55 AM) from this list of cards which one is better to purchase online flight ticket (cathay pacific) Amex 2 platinum wins hands down-Citibank cashback platinum -Maybank visa 2 platinum -Amex 2 platinum -SCB Business platinum -PB Platinum -EON Matta platinum |
|
|
May 4 2011, 10:14 AM
Return to original view | Post
#33
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(numerical @ May 4 2011, 10:04 AM) guys, is the Citi Plat Cashback CC any good to even compete with OCBC TMC & MBB Amex?? No. Only 5% petrol cash back is comparable. And it has 2% CB for pharmacies that OCBC TMC does not. But Amex is accepted there which is equivalent to 2.5% CB on non-weekends. |
|
|
|
|
|
May 4 2011, 11:30 AM
Return to original view | Post
#34
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(MilesAndMore @ May 4 2011, 11:25 AM) Haiya ... so susah to get this one. Besides, i haven't been using my HSBC MasterCard since December last year. I'm a huge HSBC fan but not their credit card same. Cancelled all their cards. |
|
|
May 5 2011, 10:13 AM
Return to original view | Post
#35
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(chunglern @ May 5 2011, 09:51 AM) I think SCB Business Platinum is not a good Platinum Card anymore. 0.3% and capped at RM100.. even citibank cb plat is better than this Used to offer 0.5% unlimited cashback but now only 0.3% cashback with RM100 capped. Will consider cancelling this card when GST kicks in...  |
|
|
May 5 2011, 11:15 AM
Return to original view | Post
#36
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(chunglern @ May 5 2011, 10:25 AM) Yup. You said it. But Citibank CB Plat no airport lounge access? yeah no lounge access. Citibank CB plat is actually one of the poorest CB cards around (IMO). Currently even the Alliance plat cards are better than the SCB Business plat.Added on May 5, 2011, 10:27 am Isnt that what I just said? Meh... Ehh, just to double confirm, our points are convertable to cash? Like AMEX? Anyone know about the HSBC M-Power Visa Plat? Same too? Was using the HSBC M-Power Visa Plat. 0.5% local 1% overseas rebate. Can't recall whether there was a cap, don't think so. Cancelled it because although it was a HSBC card, it was not entitled to any HSBC promotions, Home & Away, Agoda discount etc. |
|
|
May 12 2011, 12:12 PM
Return to original view | Post
#37
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(eddievh @ May 12 2011, 11:48 AM) 0378443696 This is Amex i think? |
|
|
May 19 2011, 09:55 AM
Return to original view | Post
#38
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
My last overseas transaction with MBB Visa is quite high
Tx Date 16 May Posting Date 18 May USD->MYR = 3.0811 Wawasan Sentosa USD->MYR = 3.025 Difference of about 1.9% |
|
|
May 19 2011, 03:08 PM
Return to original view | Post
#39
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
QUOTE(hye @ May 19 2011, 02:52 PM) * I think it was also called CIMB bank then during the merger. Correct me if I'm wrong. Bumiputra Commerce. |
|
|
May 21 2011, 12:11 PM
Return to original view | Post
#40
|
|
Senior Member
2,552 posts Joined: Jan 2008
|
I had another USD transaction (tx date 18 May, posting date 20 May) on the MBB Visa and the rate is high ~1.9%...
|
|
Topic ClosedOptions
|
| Change to: |  0.0485sec
 0.36
 7 queries
 GZIP Disabled
Time is now: 1st December 2025 - 06:28 AM |
Quote