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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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WhiteWing
post Mar 21 2011, 03:11 PM

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QUOTE(gerrardling @ Mar 21 2011, 03:04 PM)
anyone having their credit card credit limit reduced already ?
*
Why reduce ? shocking.gif sweat.gif

This post has been edited by WhiteWing: Mar 21 2011, 03:11 PM
WhiteWing
post Mar 21 2011, 03:33 PM

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QUOTE(hye @ Mar 21 2011, 03:32 PM)
Read up the latest BNM guideline on credit card. It was out last week. Google it.
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Of course I read about it but my limit only 4k laugh.gif , still wanna reduce my limit ? Not shall increase my limit to 6k meh ? rolleyes.gif
WhiteWing
post Mar 21 2011, 04:06 PM

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QUOTE(hye @ Mar 21 2011, 03:59 PM)
If your limit is within the compliance band then no impact.
Limit decrease applies to those that exceed the compliance band.
*
Not fair sweat.gif , if within the limit then no impact doh.gif
WhiteWing
post Mar 27 2011, 09:55 PM

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I paid RM 3.50 for reload my touch n go in Caltex Petrol Station.
WhiteWing
post Mar 27 2011, 10:15 PM

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QUOTE(David83 @ Mar 27 2011, 09:59 PM)
With credit card? How come so much? How much you reloaded?
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Yes, with credit card ... I use whatever credit card also kena charge RM3 by them. THen RM0.50 is by Touch N Go terminal. Total is RM 3.50. I reload RM 100. They told me that I have to pay RM3 if I wanna reload with credit card. Then I just go ahead,I got point and I got chance to win some promotion stuff biggrin.gif
WhiteWing
post Mar 27 2011, 10:23 PM

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QUOTE(David83 @ Mar 27 2011, 10:19 PM)
I see. They don't want to absorb the Visa fee of 3%. sweat.gif

50cents from T&G.

May I know where's the Caltex?
*
Yup , they don't wanna absorb it. So total RM 3.50 and I don't mind. FYI,my Touch N Go are reload by me and I claim with my company. I don't mind pay RM 3 to get bonus point of credit card.
Caltex in Taman Salak Selatan,near Kuchai Lama.
WhiteWing
post Mar 28 2011, 02:38 PM

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QUOTE(timetravelller @ Mar 28 2011, 02:27 PM)
100pts just worth RM0.5 (assume 200pts = RM1). u lose more in fact.
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Ohh really ? Haha , I don't mind paying RM 3.50 to get RM 100 every time I reload and I can claim from the company tongue.gif
WhiteWing
post Mar 28 2011, 03:55 PM

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QUOTE(chemistry @ Mar 28 2011, 03:41 PM)
Why don't you offer yourself to do the groceries shopping for the company?
Toilet papers, detergent, hand soap, sweeteners, milo, nescafe...etc, the 5% cashback (either Cimb/Ocbc) can contribute some pocket money, haha.
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What a good idea. Right now I'm doing RM 100 transaction every month. Then when I go out for food with customer,I will choose the place that can swipe card regardless of the amount. I got alots of bonus point with me now thumbup.gif
WhiteWing
post Mar 29 2011, 03:30 PM

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QUOTE(pocketcctv @ Mar 29 2011, 03:29 PM)
Paid in full as in clearing every single cent that I have spent for that particular month or at least the minimum amount ?
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Pay in full on what you spend, even if you left some amount there,they will charge you finance charge smile.gif , hope it help.
WhiteWing
post Apr 5 2011, 04:51 PM

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QUOTE(numerical @ Apr 5 2011, 04:47 PM)
Hi to all respected seniors. I have a question. Which bank/credit card do i have to apply to get a generous credit limit?
Thank you in advance.
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Bro , each bank got their own term & condition and I believe no one here can really give you a proper answer with that. All subject to bank management to approve what kind of limit to you.

WhiteWing
post May 12 2011, 10:07 PM

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And in the same time , go request for TAC too ... so you no need to make 2 trip. I thought I register online and get the temporary pin,yes I can online and see my statement but when I wanna do further action,it's block .. ask me to request TAC mobile phone. doh.gif

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