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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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Gen-X
post May 13 2011, 06:02 PM

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QUOTE(dmatthews @ May 13 2011, 03:05 PM)
Guys,

I learned from my friend who works for Malayan Racing Association that Citibank will not process his credit card application because of the "nature of business" that he entered in his application is "Horse Racing".  The Citibank employee told him that it's the bank's policy to not to proceed with application for such business nature blink.gif
Funny thing (IMHO) is my friend don't gamble or bet at all on horse racing or any gambling thingy but he only happened to work there 

Anyway, I suggested to him to not to put "Horse Racing" as nature of business but enter what he actually does e.g. Trainer of Horse or Horse Trainer or Horse Rider or Jockey since his job is to train horses and also ride horses (to ready for the race).
Then I told him to put "skilled professional worker" or just "skilled worker". 

Am I right suggesting the above? Any ideas or suggestions to help him?
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Interesting post. Nature of Business - Gambling, hahaha. But seriously, I don't understand what is the problem as long as he pays income tax. Just state nature of business as Equestrian.
Gen-X
post May 14 2011, 06:53 AM

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QUOTE(cannavaro @ May 14 2011, 01:42 AM)
Many times.
I never complained to CIMB about it, only to KFC.
Previously KFC 'layan' my complain, gave the usual 'sorry blablabla we will look into it' but they ignored my latest complain.
You can report your case here:
http://www.qsrbrands.com/English/NonFlashS...ustomerCare.asp

Perhaps when more people complain they would seriously do something about it.

Next time it happens I'm just gonna call or fax their main office.
Added on May 14, 2011, 1:43 amEh if we complain about it to CIMB, do they have they power to tell KFC to make sure the terminals are working and all? It is affecting them after all, so much for doing the promos when customers don't actually get to use it.
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We should complain to both KFC and CIMB. It is because of the promotion in CIMB website I go to KFC, but at KFC I cannot use my CIMB card. Then why is CIMB promoting KFC when it does not benefit CIMB Customers?
Gen-X
post May 16 2011, 09:44 AM

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Click below link to read my latest article titled Malaysia Top Ten Credit Cards - Ultimate Showdown 2011.

http://creditcardsmalaysia.blogspot.com/20...ltimate_16.html

Maybe I should summarize with a table showing stars for easy reference.
Gen-X
post May 16 2011, 06:22 PM

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QUOTE(gerrardling @ May 16 2011, 10:13 AM)
good article. but i am a bit annoyed by the citibank shell card advertisement at the top of ur webpage. ppl will thought u are promoting that card to ur readers tongue.gif
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thank you Bro. As for the ad, I have no control, but it'll be good for me if you like go check it out once a while tongue.gif

QUOTE(DeMl @ May 16 2011, 12:42 PM)
hi guys, i just got my uob one card last week , and in my statement got this

GOVERNMENT SVC TAX - RM50  

this is normal right , do i have to pay for it immediately or later ?
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you talking about online statement or paper statement? Just make sure you pay all amount shown in the paper statement before the Due Date.

QUOTE(Human Nature @ May 16 2011, 01:12 PM)
Your no 1 winner made me chuckle  rclxms.gif
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QUOTE(hye @ May 16 2011, 02:28 PM)
Yup ... me too. Kindof echoes my thought about there's no such as thing as the best credit card. In his case ... the best came from all his cards!
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Thanks for reading. And with MBB Dua at No.2 spot, you guys must be thinking what other card can be better right? tongue.gif

This post has been edited by Gen-X: May 16 2011, 06:22 PM
Gen-X
post May 18 2011, 11:39 AM

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QUOTE(gerrardling @ May 16 2011, 09:32 PM)
u can write something there, u dont like citibank shell card and state the reason so that some readers wont simply go to sign up for that card
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not to say I don't like CiTi Shell, just that it won't benefit many of us. But there is a member is Petrol Thread that supports the card smile.gif

If you observe, I will generally post when there is a benefit to a particular card. The card I don't like is HSBC, but I keeping mine doh.gif

QUOTE(fuu @ May 16 2011, 11:53 PM)
haha, nice new post. number 1 wins all  tongue.gif
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QUOTE(one leg kicking @ May 17 2011, 06:07 PM)
Very nice review  thumbup.gif
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QUOTE(kei18kun @ May 17 2011, 09:55 PM)
i totally agree, really a great comprehensive review. Platinum and Visa Infinite card have so many extra benefits, will definitely use it when I can apply for it especially the Amex plat, wow...unlimited cash back  wub.gif
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thank you guys for the kind words and reading my article.

QUOTE(shiroikun @ May 17 2011, 10:06 PM)
in order to apply CIMB Master World and Visa Infinite card, we need ard 200k income per year. Can I use other credit card to prompt these credit card without telling them my income due to income not more than >200k. And my other credit card need to have how much credit limit to apply it?
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QUOTE(mushu_pork @ May 17 2011, 10:21 PM)
Sure can, depends on what existing credit card u holding now.

Any WMC/VI card    OR
HSBC Premier/VS --> min CL RM30k    OR
Any other foreign banks' card --> min CL RM50k  OR
Any other local banks' card ---> min CL RM80k

Source: CIMB card sales officer
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shiroikun, yes as mentioned by mushu_pork, if you have HSBC or SCB credit limit higher than RM30K, about RM40K then you may be eligible for CIMB WMC and VI. But it is not 100% automatic and still subjected to CCRIS report and they may even need some additional documents.

Click the link below to read my article post in Nov 2010 where I have mentioned about above matter and also posted CIMB Card Centre Contact Number at Sunway. Call them up and tell them your existing card credit limit and they can on the spot confirm if you are eligible to apply for the WMC/VI.

http://creditcardsmalaysia.blogspot.com/20...ebit-cards.html

Even if you cannot qualify for the WMC or VI with your existing CL, you may qualify for the CIMB VS and get to enjoy same benefits offered to Visa Infinite (but not promotions for MasterCard).

This post has been edited by Gen-X: May 18 2011, 11:40 AM
Gen-X
post May 19 2011, 12:36 PM

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QUOTE(zenquix @ May 19 2011, 09:55 AM)
My last overseas transaction with MBB Visa is quite high

Tx Date 16 May
Posting Date 18 May

USD->MYR = 3.0811

Wawasan Sentosa USD->MYR = 3.025

Difference of about 1.9%
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USD when on Monday 16th May compared to last week.


QUOTE(gerrardling @ May 19 2011, 11:24 AM)
AGODA got 6% off exc tax and service  for mbb non amex card
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This is good news. Miles - how is this compared to HSBC?



Just posted my latest article on Sales, nothing much for you guys I suppose. MasterCard is the official card for The Great Singapore Sale but I can't seem to find promotion for our coming MEGA Sales in June. Just found out Coach have 0% installment plan for Alliance, CIMB, MBB, OCBC, RHB and UOB. Click below to read the article.

http://creditcardsmalaysia.blogspot.com/20...aysia-mega.html
Gen-X
post May 20 2011, 08:28 PM

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QUOTE(MilesAndMore @ May 20 2011, 06:23 PM)
@Gen-X, i guess HSBC is still better in this case as their Agoda promotion is valid for a longer period of time and they have been extending it over and over again  smile.gif
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Noted, I must try it out next time. I usually deal direct with the Hotels.
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